Fischer Wealth Advisors, LLC

Fischer Wealth Advisors, LLC is an independent, single‑advisor registered investment adviser that serves individuals, high‑net‑worth individuals, charitable organizations, corporations and other advisers. The firm provides discretionary portfolio management, model portfolios, investment policy statements, selection/referral to third‑party advisers, and financial planning engagements billed on a fixed or hourly basis.

The adviser typically documents each client’s goals, time horizon and risk tolerance in an Investment Policy Statement and seeks discretionary authority to implement asset allocation and security selection aligned with that IPS. The firm’s stated methods include charting, fundamental and technical analysis, quantitative models and modern portfolio theory, and it employs long‑ and short‑term trading as well as options strategies alongside allocations to equities, fixed income, ETFs, annuities and alternative investments.

Noteworthy disclosures in the brochure include the principal’s licensed insurance activity: the firm states the principal acts as an independent insurance agent and that about 25% of annual compensation is derived from those commissionable insurance sales, a potential conflict of interest that is disclosed to clients. The brochure also highlights that the firm may receive its standard fee in addition to fees charged by selected third‑party advisers, participates in institutional custodian programs (Schwab and TD Ameritrade), and does not participate in wrap fee programs.