FirstMetric

Firstmetric serves individuals, high‑net‑worth clients, trusts, retirement plans and other organizations and manages a relatively small client roster while overseeing about $272 million in discretionary assets, resulting in an unusually high AUM per advisor for a firm of its size. It offers ongoing discretionary portfolio management combined with financial planning guidance (not offered as a standalone service), including work to transition legacy taxable holdings and tax‑aware services for taxable accounts.

The firm implements portfolios primarily with low‑cost, passively managed index mutual funds and ETFs, often using institutional share classes from providers such as DFA, Vanguard and iShares, and may deploy model portfolios that are customized to client objectives. Firstmetric follows a long‑term buy‑and‑hold philosophy with periodic rebalancing and a default tax‑loss harvesting program for taxable accounts to integrate tax considerations into portfolio maintenance.

Notable distinctions relative to peers include its flat monthly fee structure rather than charging advisory fees as a percentage of assets and its concentrated advisor‑to‑asset ratio, which can alter how services are delivered compared with typical percentage‑based firms. The firm also requires clients to custody assets with a single recommended custodian under limited trading authority for discretionary management and does not vote client proxies, leaving proxy decisions to clients.