First Security Financial Wealth Manager, Inc.

First Security Financial Wealth Manager, Inc. provides advisory services primarily to qualified and non‑qualified retirement plans — including 401(k), 403(b), pension, profit‑sharing, cash balance and deferred compensation plans — acting as a limited‑scope ERISA 3(21) fiduciary. The firm also offers fixed‑fee financial planning, free educational seminars and workshops, and arranges for third‑party managers to oversee investment accounts rather than taking custody of client assets.

The firm operates on a non‑discretionary basis, assisting plan sponsors with developing investment policy statements, selecting and monitoring investment options, participant education, and periodic reporting while leaving final investment decisions with the sponsor. When clients engage third‑party managers, the firm acts as a liaison and discloses referral arrangements and ongoing fee splits; financial plans are delivered on a stated timeline once documentation is received.

Noteworthy aspects include a clear emphasis on pension consulting and plan services rather than direct individual portfolio management, and an operational model that relies on outside managers and custodians instead of in‑house asset management or trading discretion. The firm’s president also operates an affiliated insurance agency and devotes the majority of his time to that business (including receiving commissions), and the firm discloses these relationships and uses procedures to mitigate related conflicts while offering no‑cost public education sessions.