First Pacific Financial, Inc.

Matthew Moss is a financial advisor at First Pacific Financial, Inc. in Vancouver, WA, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Ameriprise Financial Services, Ridge Athletic Club, and CUNA Mutual Group, as well as experience at Washington State University and Seattle Boat Company. First Pacific Financial serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering financial planning, wealth management, and retirement plan consulting. The firm employs a quantitative and qualitative investment approach, with portfolio construction guided by tailored investment policy statements and oversight from an Investment Committee.

Meredith Morse is a CFP® with four years of industry experience, currently serving as a financial advisor at First Pacific Financial, Inc. in Vancouver, WA. Prior to her advisory role, she spent several years working with United Way of the Columbia-Willamette. She is active in professional and community organizations, serving as secretary for the Financial Planning Association of Oregon & Southwest Washington and as a finance committee member for the Southwest Washington Regional Health Alliance. First Pacific Financial serves a diverse client base including individuals, pension plans, trusts, businesses, and charitable organizations. The firm provides comprehensive financial planning and wealth management services, employing a disciplined investment approach guided by both quantitative and qualitative analysis and supported by an Investment Committee.

Harrison Hinz is a CFP® professional with six years of industry experience, currently serving as an advisor at First Pacific Financial, Inc. in Vancouver, WA. Prior to joining First Pacific Financial in 2018, he worked at Wells Fargo from 2012 to 2018. He holds an insurance license in Washington state but does not engage in insurance sales or receive related compensation. First Pacific Financial serves a diverse client base including individuals, pension plans, trusts, and charitable organizations. The firm employs a disciplined investment approach using mutual funds, ETFs, equities, and debt securities, supported by an Investment Committee and strategic asset allocation, and offers both discretionary and non-discretionary portfolio management.

Rebecca Garrow is a CFP®-certified financial advisor with 12 years of industry experience, currently with First Pacific Financial, Inc. in Vancouver, WA. She previously worked at D.A. Davidson & Co. from 2016 to 2018. Outside of her advisory role, Garrow volunteers as a mentor and reading buddy for elementary school children at the Boys and Girls Club of Southwest Washington. First Pacific Financial serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, businesses, and charitable organizations. The firm provides comprehensive financial planning, discretionary portfolio management, and integrated services such as tax preparation and access to third-party managers, employing both quantitative and qualitative investment analysis.

Rafik Fouad is a CFP® professional with 17 years of industry experience, currently serving at First Pacific Financial, Inc. since 2016. He previously worked at KMS Financial Services, Inc. from 2014 to 2017. Outside of his advisory role, Fouad is involved with nonprofit organizations, including serving on the finance and investment committees of YWCA Clark County and assisting the Sisters of St. Mary of Oregon and PeaceHealth with their investment and planned giving strategies. First Pacific Financial serves a diverse client base including individuals, pension plans, trusts, and charitable organizations. The firm offers financial planning, wealth management, and retirement plan consulting, utilizing a range of investment vehicles guided by both quantitative and qualitative analysis, with oversight from an Investment Committee.

Ryan Oldroyd is a CFP® and PFS™ with 10 years of industry experience. He has been with First Pacific Financial, Inc. since 2018 and previously worked at WealthValues, LLC for four years. Oldroyd holds a Series 65 license and maintains an insurance license, though he does not sell insurance products or receive related compensation. First Pacific Financial serves a diverse client base, including individuals, pension plans, trusts, businesses, and charitable organizations. The firm offers comprehensive financial planning and wealth management services, employing a disciplined investment approach that combines quantitative and qualitative analysis, strategic asset allocation, and both discretionary and non-discretionary portfolio management.

Aaron Claridge is a financial advisor at First Pacific Financial, Inc. in Vancouver, WA, holding a Series 65 designation with five years of industry experience. His prior work includes roles at TCI Wealth Advisors and San Diego State University. Claridge maintains an insurance license but does not sell insurance products or receive related compensation through his advisory role. First Pacific Financial serves a diverse client base including individuals, pension plans, trusts, businesses, and charitable organizations. The firm offers financial planning, wealth management, and retirement plan consulting, using a combination of mutual funds, ETFs, equities, and debt securities guided by both quantitative and qualitative analysis.

Isaac Walters is a financial advisor at First Pacific Financial, Inc. based in Seattle, WA, holding a Series 65 designation with two years of industry experience. His prior experience includes roles at Pfs Investments Inc., Primerica, and Uber. He serves as a member of the Board of Professional Advisors for The Seattle Foundation, a nonprofit focused on philanthropic giving in the local community. First Pacific Financial serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, businesses, and charitable organizations. The firm offers comprehensive financial planning, discretionary portfolio management, and retirement plan consulting, utilizing a mix of mutual funds, ETFs, equities, and debt securities guided by both quantitative and qualitative analysis.

Rebecca Eckert is a CFP® and ChFC® with 24 years of industry experience. She has worked at First Pacific Financial, Inc. since 2017 and previously held roles at KMS Financial Services, Inc. and Johnson Bixby. Eckert volunteers with the IRS Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) programs, providing free tax help to seniors and low-income individuals. First Pacific Financial serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, businesses, and charitable organizations. The firm offers financial planning, wealth management, retirement plan consulting, and tax-preparation support, utilizing a combination of discretionary portfolio management and strategic asset allocation.

Julienne Valois is a CFP® professional with 11 years of industry experience, currently serving clients at First Pacific Financial, Inc. in Vancouver, WA. She has been with First Pacific Financial since 2016 and previously worked at KMS Financial Services, Inc. Valois holds a Series 66 license and maintains an insurance license with the Washington state insurance commission, though she is not authorized to sell insurance products. First Pacific Financial serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering financial planning, wealth management, and retirement plan consulting. The firm employs a disciplined investment approach with strategic asset allocation and integrates services such as tax preparation and access to insurance marketplaces.

Todd Montalbo is a financial advisor with First Pacific Financial, Inc. in Vancouver, WA, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at Woodbury Financial Services and Ameriprise Financial Services. First Pacific Financial serves a diverse client base including individuals, pension plans, trusts, and charitable organizations. The firm offers financial planning, wealth management, retirement plan consulting, and tax-preparation support, utilizing a range of investment vehicles guided by both quantitative and qualitative analysis within a tailored investment policy framework.

Holly Ross is a financial advisor at First Pacific Financial, Inc. with one year of industry experience. She holds the Series 65 designation and previously worked at Intuit, Facebook, Samsung Electronics America, and Lockheed Martin. Ross serves as the Board Secretary for the Tashi Lhunpo Foundation, a nonprofit supporting a Tibetan monastery in India. First Pacific Financial serves a diverse client base including individuals, pension plans, trusts, businesses, and charitable organizations, offering financial planning, wealth management, and retirement plan consulting. The firm employs a combination of quantitative and qualitative analysis to construct portfolios primarily from mutual funds, ETFs, equities, and debt securities, with oversight by an Investment Committee and a range of discretionary arrangements.

Adam Wishard is a CFP® professional with 19 years of industry experience, currently serving at First Pacific Financial, Inc. in Vancouver, WA. His prior experience includes over a decade at Kms Financial Services Inc. He serves on the finance committee and SWIIFT initiative committee at the Community Foundation for Southwest Washington. First Pacific Financial serves a diverse client base including individuals, pension plans, trusts, businesses, and charitable organizations, offering financial planning, wealth management, retirement plan consulting, and tax-preparation support. The firm employs a disciplined investment approach that combines quantitative and qualitative analysis with strategic asset allocation, overseen by an Investment Committee.

Peter Nordlund is a financial advisor at First Pacific Financial, Inc. in Vancouver, WA, holding a Series 65 designation with one year of industry experience. His prior experience includes roles at Aldrich Wealth and as a student at George Fox University. First Pacific Financial serves a diverse client base including individuals, pension plans, trusts, estates, businesses, and charitable organizations. The firm offers financial planning, wealth management, retirement plan consulting, and tax-preparation support, employing a combination of discretionary portfolio management and strategic asset allocation guided by both quantitative and qualitative analysis.

Maxwell Puzzo is a financial advisor at First Pacific Financial, Inc. with three years of industry experience. He holds a Series 66 designation and previously worked at LPL Financial, LLC for five years. First Pacific Financial serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, businesses, and charitable organizations. The firm offers comprehensive financial planning and wealth management services, employing a combination of quantitative and qualitative analysis to tailor investment strategies that include mutual funds, ETFs, individual securities, and alternative investments.