First Light Wealth Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$116,263,725
Total clients
93
29% high-net worth
Total advisors
2
of 4 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
47
Average account size
$1,250,148
About
First Light Wealth Advisors manages $116,263,725 in discretionary client assets for 93 clients and serves individuals, retirement plans, trusts, estates and business entities with financial planning, investment management and retirement plan consulting. Its advisory services include portfolio management across mutual funds, ETFs, individual debt and equity securities, public and non‑traded REITs, use of Independent Managers, and advice on held‑away products such as variable life/annuity contracts and employer‑sponsored retirement plans.
The firm integrates fundamental and cyclical analysis into an asset‑allocation framework derived from Modern Portfolio Theory to construct portfolios tailored to each client’s risk tolerance, time horizon and liquidity needs. FLWA coordinates with clients’ other professionals when implementing plans, monitors accounts on an ongoing basis with at least quarterly reviews and typically conducts semi‑annual plan reviews with clients.
Distinctive features include a compact advisory team managing a mid‑nine‑figure asset base and a recent transition from state to SEC registration, reflecting a change in its regulatory status and scale. The brochure also discloses potential conflicts — several supervised persons are licensed insurance agents and the firm receives non‑cash support and third‑party credits from its recommended custodian (Schwab) — and the firm does not accept proxy‑voting authority for client securities.
Client services
Expertise
Fee options
Fixed fees between $250 and $1,000 depending on advice and advisor
$0+: 0.25% – 1.50% (25 to 150 basis points), varies by portfolio size and composition $0+: 0.19% – 0.50% (19 to 50 basis points) for retirement plan consulting services, negotiated per engagement
Certain supervised persons offer insurance products on a separate commission basis
Minimum fee: Fixed fees between $250 and $1,000 depending on advice and advisor Fee-only: Fees based on assets under management and fixed fees; no commissions for advisory services
Main office location
First Light Wealth Advisors, LLC
76 East Main Street, Second Floor
Little Falls NJ 07424, United States
Number of offices
1
Most active in
Florida · New Jersey · New York · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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