First Light Wealth
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$36,329,430
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
45
9% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
45
Average account size
$807,321
About
First Light Wealth is a fee‑only independent advisory firm that serves individuals (including high‑net‑worth clients), charitable organizations, and employer‑sponsored retirement plans. The firm offers discretionary and non‑discretionary portfolio management alongside project‑based and ongoing financial planning services.
It constructs client portfolios using an asset‑allocation framework that blends passive and active strategies and considers risk tolerance, tax efficiency, and time horizon. For employer clients the firm provides retirement plan consulting — including investment policy development, fee analysis, participant education, and vendor review — and also offers plan‑level discretionary management.
As a single‑advisor practice with roughly $36.3 million in assets under management and about 45 clients, the firm’s provision of pension/profit‑sharing plan services and retirement plan management is atypical for comparable solo independent advisers. The firm also uses institutional custodians (e.g., Charles Schwab, John Hancock, Empower) and has implemented standing letters of instruction for a subset of clients, reflecting operational arrangements often associated with larger advisory practices.
Client services
Financial planning
Portfolio management
Pension consulting
Fee options
Fixed fees for project-based financial planning range from $800 to $5,000; initial fee for ongoing financial planning up to $5,000.
$0 - $500,000: 1.50% $500,001 - $1,000,000: 1.25% $1,000,001+: 1.00%
$250 per hour for project-based financial planning.
Fee-only: Fee-only firm; compensation only from clients for services; no commissions or sales charges.
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
First Light Wealth
405 E Chocolate Ave, Suite 101 A
Hershey PA 17033, United States
Number of offices
1
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")