First Kentucky Securities Corporation

First Kentucky Securities Corporation provides investment advisory and related services to a range of clients including individual (both non‑HNW and high‑net‑worth) investors, pension and profit‑sharing plans, charitable organizations, corporations, insurance companies, and state or municipal government entities. Its offerings include wrap and non‑wrap portfolio management, financial planning and consulting, municipal advisory services, broker‑dealer execution, and securities‑specific research and ratings through its First Credit Advisors unit.

FKSC develops individualized investment policies via client interviews to establish objectives, time horizons, risk tolerance and liquidity needs, then implements those policies through a mix of discretionary and non‑discretionary accounts and third‑party manager programs (including RBC‑sponsored UMA/Consulting Solutions and the firm’s UMAS wrap program). As of September 30, 2025 the firm reported roughly equal discretionary and non‑discretionary assets and discloses it may enter performance‑based fee arrangements for qualified clients, practices that are less common among multi‑team firms.

Distinctive features include its dual registration as both an investment adviser and a broker‑dealer, registration as a municipal advisor, and state insurance agency licensure, which support municipal underwriting/placement, insurance product sales, and in‑house execution capabilities. The firm’s First Credit Advisors produces institutional equity research (focused on technology, media, telecommunications and consumer sectors), and FKSC publishes municipal bond inventory and a new‑issue bond calendar on its website while clearing advisory trades through RBC Correspondent Services—an operational mix that is uncommon among peers.