First Due Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$1,900,000
Total clients
5
100% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
5
Average account size
$380,000
About
First Due Financial LLC provides discretionary and non‑discretionary asset management, financial planning and consulting, and may engage sub‑advisors to manage portions of client portfolios. The firm’s client base is composed of individuals and high‑net‑worth clients, and it reports roughly $1.9 million in assets under management across five client accounts.
The firm charges percentage‑of‑AUM advisory fees and constructs portfolios to reflect each client’s goals, time horizon and risk tolerance, employing fundamental, technical, charting and cyclical analysis; strategies may include options trading and use of margin where appropriate. Clients may grant the firm discretionary trading authority or retain pre‑trade approval, accounts are reviewed at least quarterly, and custodial account statements are provided directly to clients.
Noteworthy differences from many peers include that the firm’s principal devotes a substantial portion of their time to an outside insurance business and is a licensed insurance agent who receives commissions on insurance sales; the brochure discloses this outside compensation and describes procedures and fiduciary obligations intended to address the resulting conflict of interest. The firm also reports a very small client roster and does not serve lower‑net‑worth individual clients, indicating a practice focused on a limited number of higher‑touch relationships rather than broad retail service.
Client services
Financial planning
Portfolio management
Selection of other advisers
Insurance sales
Expertise
Equity compensation tax strategy
Options & derivatives strategies
Retirement income strategy
Tax-loss harvesting
Debt management
Fee options
Full financial plans flat fee between $1,000 and $4,500 based on complexity
$0 - $250,000: 1.25% annually $250,001 - $500,000: 1.00% annually $500,001 - $1,000,000: 0.95% annually $1,000,001 - $5,000,000: 0.85% annually Over $5,000,000+: 0.60% annually
Insurance products sold by representatives earn commissions; typical percentage of premium based on product type
$250 per hour for financial consultation and ongoing financial planning
Fee-only: Hourly fee of $250 per hour; Fixed fee for full financial plans $1,000-$4,500 based on complexity; Ongoing financial planning at $250 per hour
Main office location
First Due Financial LLC
245 Main Street, Suite 205
Wareham MA 02571, United States
Number of offices
1
Most active in
First Due Financial LLC has reported serving >5 clients in these states in the last 12 months.
Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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