First City Capital Management Inc logo

First City Capital Management Inc

Updated today

Client assets under management

$406,414,994

Clients

251

33% high-net worth

Advisors

4

of 6 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

63

Typical

Average account size

$1,619,183

About

First City Capital Management provides discretionary investment management to individuals, high net worth clients, pension and profit‑sharing plans, charitable organizations, foundations, trusts, estates, corporations and other entities. The firm oversees roughly $423.7 million in client assets and offers supervisory and administrative services for trusts as well as bill‑paying services for a limited number of clients.

The firm emphasizes balanced portfolio management, allocating among equities, fixed income and cash while applying a growth‑at‑a‑reasonable‑price (GARP) equity selection method and a value‑oriented fixed income approach that favors quality and liquidity; allocations are tailored to clients’ tax situations, risk profiles and investing experience. FCCM’s brochure discusses leverage and related risks and indicates that borrowing may be used in separately managed accounts, which can magnify portfolio fluctuations.

Distinctive operational features include the absence of a dedicated financial planning service as part of its core offering and the firm’s policy of not charging performance‑based fees or engaging in side‑by‑side management. FCCM also does not vote client proxies (clients retain proxy voting responsibility) and notes that when its personnel act as trustees, executors or provide bill‑paying services it may be deemed to have custody of client assets and therefore be subject to surprise examination.

Client services

Portfolio management Selection of other advisers

Expertise

Wealth management Active portfolio management

Fee options

Percentage

$0 - $1,000,000: 1.00% $1,000,000 - $2,000,000: 0.90% $2,000,000 - $3,000,000: 0.80% $3,000,000 - $4,000,000: 0.70% $4,000,000 - $5,000,000: 0.60% $5,000,000+: 0.50%

Other

Minimum fee: $25 per quarter administrative fee for accounts less than $100,000

Main office location

First City Capital Management Inc

136 Habersham St

Savannah GA 31401, United States

Number of offices

1

Most active in

Florida · Georgia · North Carolina · South Carolina · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

John S

CFA®, Series 65

Savannah, GA

First City Capital Management Inc

John Skeadas is a CFA® charterholder and holds a Series 65 license with eight years of industry experience. He has been with First City Capital Management Inc since 2018. Prior to that, he had roles at the University of Georgia and Bouhan Falligant. First City Capital Management provides discretionary portfolio management and related administrative services to individuals, high-net-worth clients, and various institutions. The firm employs a balanced portfolio approach with tailored asset allocation and focuses on growth-at-a-reasonable-price equity selection alongside value-oriented fixed-income strategies.

Wealth management Active portfolio management
user avatar

Edmund C

Series 63, Series 65

Savannah, GA

First City Capital Management Inc

Edmund Curlee is a financial advisor at First City Capital Management Inc with 23 years of industry experience. He has been with the firm since 1992 and holds Series 63 and Series 65 designations. Curlee also acts as a trustee individually for certain clients and charitable organizations. First City Capital Management provides discretionary portfolio management and related fiduciary services to individuals, high-net-worth clients, pension plans, charitable organizations, and other entities. The firm employs a balanced portfolio approach with tailored asset allocation and focuses on growth-at-a-reasonable-price equity selection and value-oriented fixed-income management.

Wealth management Active portfolio management
user avatar

Edgar G

CFA®

Savannah, GA

First City Capital Management Inc

Edgar Gay is a CFA® charterholder with 23 years of industry experience. He is affiliated with First City Capital Management Inc, where he has worked since 1976. He also serves as a trustee for certain clients and charitable organizations. First City Capital Management provides discretionary portfolio management and trust services to a range of clients, including individuals, high-net-worth clients, and institutions, with an investment approach that emphasizes balanced portfolios and growth-at-a-reasonable-price equity selection.

Wealth management Active portfolio management
user avatar

Edmund C

Series 65

Savannah, GA

First City Capital Management Inc

Edmund Curlee IV is a financial advisor with First City Capital Management Inc in Savannah, GA, holding a Series 65 designation and eight years of industry experience. He has been with First City Capital Management since 2013. First City Capital Management provides discretionary portfolio management to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and various business entities. The firm emphasizes a balanced portfolio approach, tailoring asset allocation to clients’ tax situations, risk tolerance, and cash-flow needs, with strategies focused on growth-at-a-reasonable-price stock selection and value-oriented fixed-income management.

Wealth management Active portfolio management
Warmer team member

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")