Firmament Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$31,747,542
Total clients
52
21% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
52
Average account size
$610,530
About
Firmament Financial is an independent, single‑advisor registered investment adviser that provides portfolio management and financial planning to individuals, high‑net‑worth clients, businesses, and charitable organizations. In addition to investment advice, the firm offers tax return preparation and is registered to practice as a public accounting firm, providing integrated accounting and tax services alongside advisory engagements.
The firm develops tailored investment policy statements and typically implements portfolios using passive index mutual funds and ETFs, while also employing fundamental, technical and cyclical analysis to inform allocations. Although the core approach emphasizes passive management, the firm may use options and other derivatives within separately managed accounts and operates with discretionary authority for client portfolios.
Distinctive features include the firm’s dual registration as an accounting practice and the provision of tax preparation and accounting services to advisory clients, together with a principal whose professional credentials span CFA, CPA, and CFP qualifications. The firm’s client mix and service set also include meaningful work for charitable organizations and CFO‑level engagements for nonprofits and businesses, arrangements that are less common among solo independent advisers.
Client services
Financial planning
Portfolio management
Tax return preparation
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Occupation focus
Founder/Business Owner
Executive
Demographic focus
Mid-Career Professionals
Fee options
Financial Planning fixed fees range from $500 to $3,000
$0 - $299,999: None; however client must be enrolled in comprehensive financial planning $300,000 - $1,999,999: 1.00% $2,000,000 - $3,999,999: 0.90% $4,000,000 - $5,999,999: 0.80% $6,000,000 - $7,999,999: 0.75% $8,000,000 - $9,999,999: 0.70% $10,000,000 - $11,999,999: 0.65% $12,000,000 - $14,999,999: 0.60% $15,000,000 - $19,999,999: 0.55% $20,000,000+: 0.50%
Financial Planning hourly rate $200 to $500 per hour
Account minimum: $300,000 Fee-only: Comprehensive Financial Planning upfront fee $3,000 plus ongoing quarterly fee included in AUM fees for accounts over $300,000; for accounts under $300,000, ongoing quarterly fee $750
Main office location
Firmament Financial
Reno NV, United States
Number of offices
1
Most active in
Firmament Financial has reported serving >5 clients in these states in the last 12 months.
California · Nevada
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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