Fintentional LLC

Fintentional LLC provides fee-only financial planning and investment advisory services to individuals and families, offering a Financial Planning and Investing Program that includes goal setting, ongoing plan updates, investment recommendations, and implementation assistance. The firm serves individual and high-net-worth clients and coordinates with other professionals as needed, including referrals for tax preparation and tax-planning support.

The firm’s investment approach emphasizes passive management—using low-cost index mutual funds and ETFs, a buy-hold-rebalance strategy, and retirement withdrawal policies for retirees—while also offering access to third‑party managers (TAMPs) when appropriate. Clients may choose to self-manage or authorize non-discretionary Investment Implementation Assistance; Fintentional does not exercise ongoing discretionary trading authority, does not custody client assets, and does not continuously monitor accounts between scheduled reviews.

Noteworthy distinctions include the firm’s predominantly non-discretionary asset base ($2,384,808 discretionary and $17,814,791 non‑discretionary as of December 31, 2025) and its flat, fee‑for‑service billing model rather than a percentage‑of‑AUM fee structure, both of which are less common among independent peers. The firm’s disclosures also indicate the use of endorsements and testimonials in its advertising, a practice that is rare among similar independent, solo-advisor firms.