Finmentum LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$2,793,008
Clients
7
86% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
7
Very LowAverage account size
$399,001
About
Finmentum LLC provides customized financial planning and discretionary investment management to individuals and families, offering comprehensive plans, ongoing plan updates, and portfolio oversight. As a recently formed, single-adviser firm, it currently manages about $2.79 million across seven client households and discloses a recommended household minimum of $250,000.
The firm follows a disciplined, long-term, diversified approach that emphasizes strategic asset allocation, low-cost ETFs and mutual funds, tax-efficient placement and periodic rebalancing, with tactical adjustments used when appropriate. In addition to one-time comprehensive plans, Finmentum offers an uncommon subscription-based ongoing planning service ($150–$250 per month) to provide continuous guidance.
Noteworthy features for a solo independent adviser include the subscription pricing model and the provision of educational seminars and workshops at no cost to participants, both of which are relatively rare among peers. Finmentum operates as a fee-only, discretionary manager with a small, recently established client base, generally focusing on households meeting its recommended asset threshold and disclosing that it does not accept referral fees or vote client proxies.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
General retirement planning
General tax planning
Cash flow / budgeting
Tax-loss harvesting
Wealth management
Fee options
Comprehensive financial plan: $1,500–$3,000 depending on complexity.
$0 - $1,000,000: 1.00% $1,000,000 - $3,000,000: 0.85% $3,000,000+: 0.70%
Ongoing financial planning subscription: $150–$250 per month.
Account minimum: $250,000 Fee-only: Fee-only advisory firm; no commissions or third-party payments received.
Main office location
Finmentum LLC
Elk Grove CA, United States
Number of offices
1
Most active in
Finmentum LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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