Fingage Advisors LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$2,116,884
Clients
5
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
5
Very LowAverage account size
$423,377
About
Fingage Advisors provides retirement-focused investment advice and portfolio management to individual investors and retirement plan participants through an online client agreement. Services include personalized glidepaths, simulated retirement readiness forecasts, and portfolio recommendations constructed from plan investment options or the broader mutual fund/ETF universe.
The firm’s investment process applies modern portfolio concepts alongside proprietary modeling—large Monte Carlo simulations and a GARCH-based risk model—to design goal-based glidepaths intended to maximize expected retirement wealth and reduce income shortfall risk. Implementation emphasizes representative ETFs or funds that balance liquidity, low tracking error, and cost, with continuous monitoring and periodic rebalance recommendations delivered via the site.
What distinguishes Fingage from many peers is its internet-only delivery model and the fact that a substantial portion of assets are managed on a non-discretionary basis, which means many clients receive guidance but retain trading control unless they opt into automatic rebalancing. The adviser licenses its technology from its parent and also supports sub-advisory or white-label arrangements, positioning the firm as a technology-driven provider to both retail investors and financial institutions.
Client services
Portfolio management
Expertise
General retirement planning
Retirement income strategy
Retirement withdrawal strategies
Fee options
Flat fees may be charged as negotiated
up to 0.35% annually
Fee-only: Fingage is a fee-only advisor; no commissions accepted
Main office location
Fingage Advisors LLC
San Francisco CA, United States
Number of offices
1
Most active in
Fingage Advisors LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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