FinCrafters Advisory LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$1,140,000
Clients
1
100% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
1
Very LowAverage account size
$1,140,000
About
FinCrafters Advisory LLC provides discretionary and non‑discretionary asset management, financial planning, and retirement plan advisory services to high‑net‑worth individuals and business clients. The firm charges percentage‑of‑AUM fees and offers ongoing portfolio management, and for qualifying accounts includes comprehensive financial planning and individual tax preparation as part of its asset management services.
The firm’s investment process combines fundamental and technical analysis, Modern Portfolio Theory, charting and cyclical methods, and it may use sub‑advisors and model portfolios while performing quarterly reviews and rebalancing. Strategies noted in the brochure include long‑ and short‑term positions, options and other derivatives (including structured notes), and evaluation of alternative investments with a separate flat fee for alternative‑investment due diligence and monitoring.
Notable distinctions compared with many peers are its explicit ERISA consulting and fiduciary roles (offering both 3(21) and 3(38) plan services), an affiliated insurance and related services business that generates commission compensation, and regular production of educational materials and newsletters. The firm also operates with a very limited client base and discloses its non‑advisory businesses (insurance, tax, notary, and technology consulting) and related conflicts of interest along with procedures intended to address them.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
Retirement plans for business owners (SEP, solo 401k)
Tax-loss harvesting
Options & derivatives strategies
Occupation focus
Founder/Business Owner
Retired
Fee options
Alternative investment services: $12,000 flat fee per investment reviewed plus $500 per quarter for ongoing monitoring; financial plan fees: $500 due upon signing with balance due upon delivery
$0 - $1,000,000: 1.50% annually $1,000,000.01+: 1% annually
$250 per hour for financial planning
Account minimum: $50,000
Main office location
FinCrafters Advisory LLC
San Jose CA, United States
Number of offices
1
Most active in
FinCrafters Advisory LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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