Financial Vision LLC

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Client assets under management

$77,324,000

Clients

100% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Very Low

Average account size

$2,761,571

About

Financial Vision serves individual clients, many of whom are high-net-worth, by providing portfolio supervision alongside a range of planning services including scenario planning, cash-flow analysis, and estate planning. All clients may receive customized financial planning in addition to discretionary or non‑discretionary investment management tailored to individual needs.

The firm’s investment approach emphasizes diversified, passive buy‑and‑hold portfolios with periodic rebalancing, construction of written investment policy statements, and attention to tax consequences and cash‑flow needs to limit taxable events. It frames recommendations around long‑term market cycles and low turnover, seeking to align portfolio design with clients’ return requirements and risk tolerances.

Compared with peers, the firm is notable for charging clients via a retainer arrangement rather than a percentage‑of‑assets model, and for operating as a small, two‑advisor practice that manages a relatively limited client roster. The firm also discloses ownership ties to a separate fiduciary consulting business and to a law practice (the attorney‑owner does not provide legal advice to firm clients and client relationships are kept separate), and it operates independently without selling investment products.

Client services

Financial planning Portfolio management

Expertise

Cash flow / budgeting Retirement plans for business owners (SEP, solo 401k) Annuities Tax-loss harvesting

Fee options

Other

Minimum fee: Minimum annual retainer fee of $12,000; may be reduced based on complexity Fee-only: Retainer fee negotiated individually, roughly based on 1.0% of portfolio value but fixed and billed monthly

Main office location

Financial Vision LLC

5290 Overpass Rd, Suite 217

Goleta CA 93111, United States

Number of offices

Most active in

California

Disclosures

Business activities & affiliations

Is active or affiliated with:

Lawyer

They provide legal services, typically billed separately.

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

805-899-1245

Advisors at this firm

Joshua Y

CFP®, Series 63, Series 65

Goleta, CA

Financial Vision LLC

Joshua Yager is a CFP® professional with 27 years of industry experience, currently serving as an advisor at Financial Vision LLC since 2013. He is also the CEO of Anodos Advisors LLC, a financial consulting firm he has led since 2005. Outside of his advisory roles, Yager manages Gold Crest, LLC, a manufacturer of multi-use lighting products. Financial Vision LLC provides investment advisory and comprehensive financial planning services primarily to individual and high-net-worth clients. The firm emphasizes diversification and a passive, buy-and-hold investment approach, preparing individualized Investment Policy Statements and coordinating estate planning and cash-flow analysis.

Cash flow / budgeting Retirement plans for business owners (SEP, solo 401k) Annuities Tax-loss harvesting

Ryan W

CFP®, CFA®

Goleta, CA

Financial Vision LLC

Ryan Wolfshorndl is a CFP® and CFA® with 14 years of industry experience. He is a partner at both Financial Vision LLC and Anodos Advisors, LLC, where he provides portfolio management and financial planning services. Ryan's career includes over a decade of work with these firms in the Santa Barbara area. Financial Vision LLC offers investment advisory and comprehensive financial planning primarily to high-net-worth individual clients. The firm emphasizes diversification and a passive, buy-and-hold investment approach, preparing individualized Investment Policy Statements and coordinating estate planning and cash-flow analysis.

Cash flow / budgeting Retirement plans for business owners (SEP, solo 401k) Annuities Tax-loss harvesting

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