Financial Synergies

Grant Ball is a Series 65-licensed advisor with Financial Synergies in Houston, TX, where he has worked since 2020. He has four years of industry experience and previously participated in the University of Houston’s Cougar Investment Fund and Bauer School of Business. Financial Synergies serves a diverse client base including individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients, offering investment management, financial planning, and advisory services. The firm employs diversified, allocation-driven portfolios and utilizes third-party platforms and sub-advisors to customize client solutions.

Colton Owen is a CFP® and holds a Series 65 license with two years of industry experience. He has worked at Financial Synergies Wealth Advisors since 2022, with prior experience including roles at Texas A&M and Faithbridge Church. Financial Synergies serves individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients by providing investment management, financial planning, and held-away account advisory services. The firm employs diversified, allocation-driven portfolios and offers a goals-based Pathway program, using third-party platforms and sub-advisors to tailor portfolios and reporting.

William Goodson is a CFP® and holds a Series 66 license with 13 years of industry experience. He has been with Financial Synergies Wealth Advisors, Inc. since 2015. Outside of his advisory role, he is the managing member of an eCommerce Amazon storefront. Financial Synergies serves a diverse client base including high-net-worth individuals, retirement plans, trusts, and charitable organizations, offering investment management, financial planning, and advisory services. The firm employs diversified, allocation-driven portfolios and utilizes third-party platforms and sub-advisors to tailor solutions, managing approximately $1.56 billion in client assets across a team of 15 advisors.

Zachary Robinson is a financial advisor at Financial Synergies in Houston, TX, with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Charles Schwab, Capital One Investing, and Wells Fargo in various capacities. Financial Synergies serves individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients by providing investment management, financial planning, and held-away account advisory services. The firm employs diversified, allocation-driven portfolios and leverages third-party platforms and sub-advisors to tailor investment solutions.

Michael Booker is a CFP® and ChFC® with 28 years of experience in financial advising. He has been with Financial Synergies Wealth Advisors, Inc. in Houston, TX since 1997. Financial Synergies serves individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients, providing investment management, financial planning, and held-away account advisory services. The firm employs diversified, allocation-driven portfolios and utilizes third-party platforms and sub-advisors to tailor investment solutions.

Megan Cline is a financial advisor at Financial Synergies with a Series 65 designation and two years of industry experience. She previously worked at Willis Johnson & Associates and Verus Financial Group. Financial Synergies serves individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients by providing investment management, financial planning, and held-away account advisory services. The firm uses diversified, allocation-driven portfolios and incorporates third-party platforms and sub-advisors to tailor solutions for clients.

Heath Hightower is a CFP® and holds a Series 65 license with 21 years of industry experience. He has been with Financial Synergies Wealth Advisors, Inc. in Houston, TX since 2003. Financial Synergies serves individuals—including high-net-worth clients—retirement plans, trusts, estates, charitable organizations, and corporate clients, providing investment management, financial planning, and held-away account advisory services. The firm employs diversified, allocation-driven portfolios and utilizes third-party platforms and sub-advisors to tailor solutions, including performance-based fee arrangements under a high-watermark structure.

Set Carpintero is a CFP® professional with nine years of industry experience, currently serving at Financial Synergies. His prior roles include positions at Hightower Advisors, Resource Consulting Group, Vintage Financial Services, and Seabridge Wealth Management LLC. Financial Synergies serves individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients with investment management, financial planning, and held-away account advisory services. The firm utilizes diversified, allocation-driven portfolios and incorporates third-party platforms and sub-advisors to customize client solutions.

Kellie Gamino is a financial advisor at Financial Synergies with a Series 65 designation and one year of industry experience. Her prior roles include positions at Hightower Trust Company, First State Bank, and the Associated Credit Union of Texas. Financial Synergies serves individuals—including high-net-worth clients—retirement plans, trusts, estates, charitable organizations, and corporate clients by providing investment management, financial planning, and held-away account advisory services. The firm employs diversified, allocation-driven portfolios and offers managed-account solutions, sub-advisory relationships, and performance-based fee arrangements under a high-watermark approach.

Barbara Villard Schmoyer is a Series 65-licensed advisor with Financial Synergies in Houston, TX, where she has worked since 2016. She has nine years of industry experience. Financial Synergies serves individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients with investment management, financial planning, and held-away account advisory services. The firm uses diversified, allocation-driven portfolios and offers a goals-based Pathway program, managed-account solutions, and sub-advisory relationships.

Melody Laser is a financial advisor at Financial Synergies with a Series 65 credential and two years of industry experience. Prior to joining Financial Synergies Wealth Advisors in 2024, she worked at Willis Johnson & Associates and held positions at the University of Houston and Lone Star College. Financial Synergies serves a diverse client base including individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm employs diversified, allocation-driven portfolios and offers a goals-based Pathway program, managed-account solutions, and sub-advisory relationships tailored through third-party platforms and overlay capabilities.

Michael Minter is a CFP® professional with 16 years of experience, currently serving at Financial Synergies Wealth Advisors, Inc. in Houston, Texas, where he has worked since 2003. Financial Synergies serves individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients, providing investment management, financial planning, and held-away account advisory services. The firm utilizes diversified, allocation-driven portfolios and incorporates third-party platforms and sub-advisors to tailor portfolios, offering unique features such as performance-based fee arrangements under a high-watermark approach.

Bryan Zschiesche is a CFP® and holds a Series 65 license with 21 years of industry experience. He has been with Financial Synergies Wealth Advisors, Inc. in Houston, TX since 2003. Financial Synergies serves individuals, including high-net-worth clients, as well as retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm provides investment management, financial planning, and advisory services using diversified, allocation-driven portfolios and leverages third-party platforms and sub-advisors to tailor portfolios and reporting.

Rachel Buckhoff is a CFP® and holds a Series 65 license with four years of industry experience. She has been with Financial Synergies Wealth Advisors in Houston, TX since 2021. Prior to joining the firm, she worked at the University of Texas for three years. Financial Synergies serves individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients by providing investment management, financial planning, and held-away account advisory services. The firm uses diversified, allocation-driven portfolios and offers performance-based fee arrangements under a high-watermark approach.

Arv Vilutis is a financial advisor at FSI Advisory Group, Inc. in Houston, TX, holding the ChFC® and Series 63 designations with 44 years of industry experience. He has worked at Financial Synergies Wealth Advisors, Inc. and Cetera Advisors LLC, and has been self-employed since 1988. FSI Advisory Group provides financial planning and investment management services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm emphasizes customized financial plans and employs a mix of no-load mutual funds, individual equities, and bonds, managing portfolios primarily on a non-discretionary basis with quarterly reviews.