Financial Solutions Associates

Financial Solutions Associates is an SEC‑registered advisory firm that provides personalized financial planning and discretionary investment management to individuals, high‑net‑worth clients, trusts and estates, small businesses, retirement plan participants and charitable organizations. The firm manages approximately $172 million in discretionary assets for about 270 clients and delivers advice through periodic consultations and ongoing portfolio oversight.

The firm’s investment approach centers on strategic asset allocation with a core of actively and passively managed mutual funds and exchange‑traded funds, supplemented by tactical allocations intended to capture shorter‑term market opportunities; portfolios may be globally diversified and are periodically rebalanced to remain aligned with client objectives. Investment decisions are informed by fundamental economic analysis and mutual‑fund manager due diligence, and the firm employs both long‑ and short‑term trading strategies as appropriate to client goals and risk tolerances.

Noteworthy aspects of the firm include a small, two‑advisor practice with a long operating history that blends different generational experience levels and centralized account review processes. The firm does not participate in soft‑dollar arrangements, discloses no revenue from mutual fund companies, leaves proxy voting to clients, and uses custodian safeguards when facilitating client‑directed third‑party disbursements.