Financial Security Advisory Inc

Financial Security Advisory, Inc. serves individuals (including high‑net‑worth clients), trusts, estates, pension and profit‑sharing plans, and business entities through discretionary portfolio management and comprehensive financial planning. The firm’s services include managed portfolios of mutual funds, ETFs, stocks and bonds, access to alternative investments and the Charles Schwab Managed Advisory Platform (MAP), and planning guidance on tax, estate and retirement matters.

FSA emphasizes asset allocation and a long‑term buy‑and‑hold orientation, selecting funds and securities through quantitative screening (performance, expenses, manager tenure) followed by qualitative due diligence and ongoing committee oversight. Accounts are typically managed on a limited discretionary basis, and the firm may recommend or engage third‑party managers while acknowledging ERISA fiduciary responsibilities for plan clients.

What distinguishes FSA from many multi‑team RIAs is its overlap with brokerage and insurance activities: the firm discloses affiliations that enable insurance product and variable contract sales through affiliated entities and notes that some IARs act as registered representatives or insurance agents. These dual registrations and the firm’s relationship with Schwab for its MAP program can present potential conflicts of interest, which FSA discloses in its Brochure and addresses through policies such as a Code of Ethics and ongoing supervision.