Financial Prosperity, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$45,263,647
Clients
32
81% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
32
TypicalAverage account size
$1,414,489
About
Financial Prosperity serves busy professionals and business owners, with a particular focus on clients within about five years of retirement, offering Personal Financial Plans, plan reviews, and an Integrated Financial Planning and Portfolio Management service. The firm operates as a virtual, process‑driven practice and manages client accounts on a discretionary basis after completing an initial personal financial plan.
The firm’s investment approach emphasizes strategic asset allocation implemented through written Investment Policy Statements and diversified model portfolios across cash, fixed income, equities, and real estate, with security selection informed by both fundamental and technical analysis and periodic rebalancing. Clients receive 24/7 access to an interactive client portal (including tools such as “Play Zone” and scenario stress tests), annual plan and tax evaluations, and ongoing reviews of insurance and estate documents.
Noteworthy for a firm of its size, Financial Prosperity manages roughly $45 million in discretionary assets for a small client base and requires an initial comprehensive financial plan before ongoing portfolio management, reflecting a planning‑first process. The brochure also discloses that the firm’s principal maintains an independent life and health insurance license—an affiliation that is uncommon among peers—and states the firm remains fee‑only and will not sell insurance products or accept commissions.
Client services
Financial planning
Portfolio management
Expertise
Retirement income strategy
Income planning
Social Security optimization
Medicare planning
General estate planning guidance
Occupation focus
Self-Employed
Founder/Business Owner
Executive
Demographic focus
Approaching retirement
Retired
Fee options
Initial Personal Financial Plan Service: $2,150 - $2,950; Personal Financial Plan Review Service: $1,650 - $2,250; Integrated Financial Planning & Portfolio Management Service Option 1: $1,500 - $2,200 annually
$0 - $300,000: 0.5% $300,001 - $500,000: 1.00% $500,001 - $1,000,000: 0.75% $1,000,001 - $2,000,000: 0.50% $2,000,001 - $3,000,000: 0.40% $3,000,001+: 0.00%
Account minimum: $50,000 Minimum fee: Initial Personal Financial Plan Service: $2,150 (Individuals), $2,950 (Couples); Personal Financial Plan Review Service: $1,650 (Individuals), $2,250 (Couples); Integrated Financial Planning & Portfolio Management Service Option 1 and 2: $1,500 (Individuals), $2,200 (Couples) annually Fee-only: Fee-only advisory services; no commissions received.
Main office location
Financial Prosperity, Inc.
Park City UT, United States
Number of offices
1
Most active in
Financial Prosperity, Inc. has reported serving >5 clients in these states in the last 12 months.
Texas · Utah
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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