Financial Planning Strategies, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$86,541,629
Total clients
136
20% high-net worth
Total advisors
2
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
68
Average account size
$636,336
About
Financial Planning Strategies, LLC provides wealth management and financial planning services to individual clients — including both high‑net‑worth and non‑HNW households — as well as trusts and estates. Services described in the brochure include asset management (continuous monitoring), insurance coverage analysis, income tax analysis and estate planning; fees are charged as a percentage of assets under management and the firm does not impose a minimum account size.
The firm typically delivers investment advice on a non‑discretionary basis, continuously monitoring client accounts but requiring client approval before trades are executed, and commonly uses Charles Schwab as custodian. Investment recommendations emphasize mutual funds, equities and ETFs, using fundamental (“value”) analysis and dynamic asset‑allocation with a long‑term orientation and periodic rebalancing.
What is distinctive is that virtually all reported AUM is managed non‑discretionarily (the ADV shows $86.5 million in non‑discretionary assets and no discretionary assets), a structure that differs from most supported peers and may appeal to clients who prefer to retain trade authorization. The firm also maintains affiliated insurance activities — representatives are licensed to sell fixed insurance products and may receive separate commissions for those sales — a relationship the brochure discloses and identifies as a potential conflict of interest.
Client services
Expertise
Fee options
0.50% to 1.50% annually (negotiable based on client circumstances, capped at 1.50%)
Insurance commissions from sales of fixed insurance products (separate and distinct from advisory fees).
Fee-only: Annual asset-based fee ranging from 0.50% to 1.50%, negotiable; fees billed quarterly in advance and prorated for partial periods.
Main office location
Financial Planning Strategies, LLC
6645 Delmonico Blvd, Suite 101
Colorado Springs CO 80919, United States
Number of offices
1
Most active in
Colorado · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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