Financial Planning Solutions, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
115
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
115
Very HighAverage account size
$0
About
Financial Planning Solutions, Inc. provides comprehensive financial planning and implementation assistance to individuals (including trusts, estates and retirement accounts), high‑net‑worth or “qualified” clients, and business entities. The firm’s services center on creating tailored financial plans across accumulation, retirement, estate, tax and business planning modules, with up to one year of help implementing the plan rather than ongoing asset management.
The firm prepares personalized investment policy statements and evaluates investments using both fundamental and technical analysis while considering mutual funds and ETFs among other instruments. It does not manage client assets, accept custody, or exercise discretionary trading authority, and it charges planning fees on an hourly or fixed‑fee basis rather than using percentage‑of‑AUM billing.
Noteworthy for an independent solo adviser, the firm’s representative maintains broker‑dealer and insurance registrations and may receive commissions, 12b‑1 fees and other compensation if clients implement recommendations through affiliated channels; the brochure discloses these conflicts and describes mitigation steps such as a Code of Ethics and client disclosures. The adviser also indicates that associated persons spend a substantial portion of their time on broker‑dealer–related activities, and the practice’s focus on planning for HNW and business clients (rather than typical non‑HNW retail clients) distinguishes it from many peers.
Client services
Financial planning
Expertise
General retirement planning
General estate planning guidance
Business ownership considerations
General tax planning
Fee options
Fixed fee generally ranges from $2,500 to $6,000 for comprehensive financial planning
Commissions and/or fees from sale of securities and insurance products when implemented through the adviser's broker-dealer affiliation
Generally $160 per hour
Annual renewal fee ranging from $350 to $500
Minimum fee: Annual renewal fee ranging from $350 to $500 Fee-only: Hourly fee generally $160/hour; Fixed fee generally ranges from $2,500 to $6,000 for comprehensive plan
Main office location
Financial Planning Solutions, Inc.
2784 Gateway Road, Suite 102
Carlsbad CA 92009, United States
Number of offices
1
Most active in
Financial Planning Solutions, Inc. has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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