Financial Planning Partners

Financial Planning Partners provides investment advisory and financial planning services primarily to individual clients, and also works with trusts and charitable organizations. The firm offers portfolio management through individual portfolio management and access to Orion’s Managed Accounts Solutions, including model asset‑allocation portfolios and separately managed accounts that typically hold mutual funds or ETFs.

The adviser develops a personal investment policy for each client based on goals, time horizon, risk tolerance and other factors, and recommends asset allocations and portfolio recommendations accordingly; clients must pre‑approve implementation and the adviser manages client accounts on a non‑discretionary basis while Orion may exercise program-level discretion to rebalance. Investment selection relies on third‑party manager analysis, ongoing monitoring of sub‑advisors, and a long‑term purchase orientation alongside standard third‑party research sources.

What is noteworthy for prospective clients is the firm’s disclosed disciplinary history involving the principal — including a 2002 arbitration award with a substantial award assessment and a 2008 state consent order that resulted in a censure, a penalty (with a portion suspended) and restrictions on certain seminar activities — which the brochure prominently discloses. The firm also highlights its operational arrangement with Orion’s turnkey back‑office for billing and reporting, use of standing letters of authorization for instructed transfers, and reports managing about $54.4 million in client assets, details that may be relevant when evaluating oversight, custody practices and regulatory background.