Financial Planning Hawaii, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$382,363,817
Clients
241
42% high-net worth
Advisors
4
of 5 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
60
TypicalAverage account size
$1,586,572
About
Financial Planning Hawaii, Inc. provides comprehensive financial planning and investment advisory services to individual investors, families, and small businesses nationwide. The firm offers ongoing continuous financial planning with discretionary portfolio management and a separate flat‑fee, fee‑only planning service offered under the DBA Fee‑Only Planning Hawaii.
FPH grounds its investment advice in academic frameworks such as Modern Portfolio Theory, the Efficient Market Hypothesis, and Random Walk concepts, typically favoring passive core equity allocations (index funds and ETFs) and discouraging frequent trading or market timing. For fixed‑income needs it generally prefers individual CDs, Treasuries, agency, corporate and municipal bonds with laddering, and it uses client access to eMoney plus a firm‑developed retirement simulation tool to model planning scenarios.
Distinctive features relative to many peers include the firm’s recent addition of discretionary investment management and its SEC registration, along with roughly $382 million in AUM managed by a four‑adviser team. The firm also retains eMoney access for one‑time planning clients, discloses an affiliation between a firm principal and a subscription planning software company, and reports that it does not aggregate client trade orders—operational and affiliation details that prospective clients may want to review.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Income planning
Wealth management
Cash flow / budgeting
Fee options
Flat-fee financial planning services offered, fees negotiated individually, typically $3,000 to $10,000
$0 - $499,999.99: 0.75% annually $500,000 - $999,999.99: 0.65% annually $1,000,000 - $2,999,999.99: 0.50% annually $3,000,000 - $3,999,999.99: 0.40% annually $4,000,000 - $4,999,999.99: 0.30% annually $5,000,000+: 0.10% annually
Insurance commissions earned by some representatives for insurance product sales
Fee-only: Negotiated fees ranging from $3,000 to $10,000 depending on complexity and scope
Main office location
Financial Planning Hawaii, Inc.
677 Ala Moana Blvd., Suite 605
Honolulu HI 96813, United States
Number of offices
2
Most active in
Financial Planning Hawaii, Inc. has reported serving >5 clients in these states in the last 12 months.
Hawaii
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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