Financial Planning Hawaii, Inc. logo

Financial Planning Hawaii, Inc.

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Client assets under management

$382,363,817

Clients

241

42% high-net worth

Advisors

4

of 5 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

60

Typical

Average account size

$1,586,572

About

Financial Planning Hawaii, Inc. provides comprehensive financial planning and investment advisory services to individual investors, families, and small businesses nationwide. The firm offers ongoing continuous financial planning with discretionary portfolio management and a separate flat‑fee, fee‑only planning service offered under the DBA Fee‑Only Planning Hawaii.

FPH grounds its investment advice in academic frameworks such as Modern Portfolio Theory, the Efficient Market Hypothesis, and Random Walk concepts, typically favoring passive core equity allocations (index funds and ETFs) and discouraging frequent trading or market timing. For fixed‑income needs it generally prefers individual CDs, Treasuries, agency, corporate and municipal bonds with laddering, and it uses client access to eMoney plus a firm‑developed retirement simulation tool to model planning scenarios.

Distinctive features relative to many peers include the firm’s recent addition of discretionary investment management and its SEC registration, along with roughly $382 million in AUM managed by a four‑adviser team. The firm also retains eMoney access for one‑time planning clients, discloses an affiliation between a firm principal and a subscription planning software company, and reports that it does not aggregate client trade orders—operational and affiliation details that prospective clients may want to review.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Income planning Wealth management Cash flow / budgeting

Fee options

Fixed

Flat-fee financial planning services offered, fees negotiated individually, typically $3,000 to $10,000

Percentage

$0 - $499,999.99: 0.75% annually $500,000 - $999,999.99: 0.65% annually $1,000,000 - $2,999,999.99: 0.50% annually $3,000,000 - $3,999,999.99: 0.40% annually $4,000,000 - $4,999,999.99: 0.30% annually $5,000,000+: 0.10% annually

Commissions

Insurance commissions earned by some representatives for insurance product sales

Other

Fee-only: Negotiated fees ranging from $3,000 to $10,000 depending on complexity and scope

Main office location

Financial Planning Hawaii, Inc.

677 Ala Moana Blvd., Suite 605

Honolulu HI 96813, United States

Number of offices

2

Most active in

Hawaii

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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