Financial Planning Group Inc. (The)

The Financial Planning Group, Inc. provides comprehensive financial planning, consulting and both discretionary and non‑discretionary investment management to individuals, pension and profit‑sharing plans, trusts, estates, charitable organizations, and business entities. According to its brochure, the firm offers fee‑based services including fixed and hourly financial planning, as well as asset‑based wealth management and oversight of variable annuities and employer‑sponsored retirement plans, managing roughly $2.5 million across about 25 client relationships.

FPG tailors portfolios through an initial suitability assessment (risk tolerance, time horizon, income needs) and constructs asset allocations that may include independent managers, mutual funds, ETFs, individual equities and fixed‑income securities, with ongoing monitoring and at least quarterly reviews. The firm combines fundamental, technical and cyclical analysis in security selection, and notes it may recommend or use private collective investment vehicles, options, closed‑end and preferred securities where appropriate.

Notable distinctions in FPG’s brochure include that certain supervised persons are registered representatives of an SEC‑registered broker‑dealer (Comprehensive) and may offer commission‑based brokerage and insurance products in addition to the firm’s advisory services, and the firm recommends custody through Charles Schwab and TD Ameritrade and participates in their institutional programs. The brochure also discloses an affiliation with Robert A. Bonavito, CPA, PC for consultation and indicates the firm’s client mix does not generally target typical non‑high‑net‑worth retail households, a combination of features less common among independent advisory firms.