Financial Planning by Design
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$519,024
Total clients
6
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
6
Average account size
$86,504
About
Financial Planning By Design is a fee‑only, independent registered investment adviser operating as a solo practice that serves individual clients, including high‑net‑worth individuals, through comprehensive financial planning and discretionary investment management. The firm offers both ongoing and project‑based planning engagements and may refer clients to outside managers or subscribe client accounts to third‑party model portfolios for implementation.
The advisor’s investment approach emphasizes asset allocation grounded in Modern Portfolio Theory and employs a mix of passive and active strategies across mutual funds, ETFs, individual securities, and fixed income, with analysis methods that include fundamental, technical, and cyclical tools. The firm tailors planning across cash flow, retirement, college savings, tax planning, estate considerations and risk management, and permits client‑imposed investment restrictions while monitoring outside managers and model allocations.
Noteworthy for a sole‑advisor practice, the firm conducts educational seminars and speaking engagements for organizations and the public and participates in model marketplaces and third‑party model providers (including named marketplace and model solutions) to access implementation resources. The principal maintains professional designations relevant to planning and divorce financial matters and operates an outside consulting practice focused on divorce‑related financial issues, which informs the firm’s capacity to advise clients with those specific needs.
Client services
Expertise
Occupation focus
Fee options
Initial setup fee for Ongoing Financial Planning up to $20,000; Project-Based Financial Planning fixed fees $2,500 to $30,000; Educational Seminars $1,000 to $10,000
$0 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $5,000,000: 0.80% $5,000,001 - $10,000,000: 0.70% $10,000,001+: Negotiable
Project-Based Financial Planning hourly rate of $250
Account minimum: $250,000 (may be reduced or waived on a case-by-case basis) Fee-only: Ongoing Financial Planning: monthly fixed fees $250 to $1,667; Project-Based Planning: fixed fees $2,500 to $30,000 or $250/hour; Educational Seminars: $1,000 to $10,000 per seminar
Main office location
Financial Planning by Design
Indian Harbour Beach FL, United States
Number of offices
1
Most active in
Florida
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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