Financial Pathway LLC

Financial Pathway serves individuals (including high‑net‑worth clients), charitable organizations, and employer plan sponsors, offering tailored investment management, ongoing comprehensive financial planning, one‑hour financial coaching sessions, and retirement plan consulting for participant‑directed plans. The firm manages portfolios and implements financial plans for roughly 80 clients with advisory assets under management of about $16.6 million.

The firm reports that the majority of its assets are managed on a non‑discretionary basis, meaning client approval is generally required before trades are executed, and accounts are reviewed periodically against stated objectives and investment policy statements. Investment implementation is guided by Modern Portfolio Theory and a predominantly passive approach using index mutual funds and ETFs, supplemented by factor analysis to diversify risk, with an emphasis on low turnover and tax efficiency.

A distinctive aspect of the practice is its educational activity: the adviser offers seminars and provides curriculum on personal finance from a biblical perspective, in addition to standalone coaching sessions and church‑focused 403(b) plan setup and consulting—services that are uncommon among similar supported firms. The firm operates on a fee‑only basis, does not accept performance‑based fees, and discloses policies such as not aggregating client trades and not voting client proxies.