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Financial Network Wealth Advisors LLC

Updated today

Client assets under management

$460,461,893

Clients

1,764

6% high-net worth

Advisors

6

of 6 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

294

Very High

Average account size

$261,033

About

Financial Network Wealth Advisors LLC (d/b/a Plan 4 Wealth) provides discretionary and non‑discretionary investment management, financial planning, and ERISA 3(21) retirement plan services to individuals, high‑net‑worth clients, and business/charitable entities. The firm reports just over $515 million in assets under management across a six‑advisor team and offers advice on equities, fixed income, mutual funds, ETFs and other common investment vehicles.

The firm’s investment process blends fundamental security analysis with Monte Carlo planning and efficient‑frontier portfolio construction to align asset allocation with client goals and risk tolerance, and accounts are reviewed at least quarterly. FNWA often implements strategies through a sub‑advisor (TownSquare Capital, LLC) and may hire, terminate, or further delegate advisors to manage portions of client portfolios while retaining the primary client relationship and oversight.

What is notable about FNWA compared with many peers is its rapid scale‑up to over $500 million AUM despite a recent (2022) formation, and its operating model that combines use of sub‑advisors and Schwab’s institutional custody platform with advisor affiliations as registered representatives (Cetera) and licensed insurance agents. The firm discloses these dual roles and the related potential for commission‑based recommendations, and it routinely recommends clients direct brokerage to Charles Schwab while disclosing the economic benefits it receives from that custodial relationship.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Cash flow / budgeting General tax planning

Fee options

Percentage

$0 - $500,000: 1.00% annually $500,000.01 - $1,000,000: 0.90% annually $1,000,000.01 - $2,000,000: 0.80% annually $2,000,000.01 - $5,000,000: 0.70% annually $5,000,000.01+: 0.60% annually

Commissions

Commission-based compensation for registered representatives' securities transactions and insurance products sales, separate from advisory fees

Project-based

Hourly fee of $200 for financial planning and consulting services

Other

Fee-only: Financial Planning and Consulting Services at $200 per hour

Main office location

Financial Network Wealth Advisors LLC

118 W. Winchester Street, Suite 101

Murray UT 84107, United States

Number of offices

3

Most active in

Arizona · California · Colorado · Illinois · Nevada · Oregon · Texas · Utah · Virginia · Washington · Wisconsin

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Darin A

Series 65, Series 66

Murray, UT

Financial Network Wealth Advisors LLC

Darin Arnell is a financial advisor at Financial Network Wealth Advisors LLC with 22 years of industry experience. He holds Series 65 and Series 66 credentials and has worked at multiple firms, including Jim Barlow Advisors and Cetera Wealth Services. Arnell is also involved as a managing member or owner in several business entities related to financial services and business administration. Financial Network Wealth Advisors provides discretionary and non-discretionary asset management, financial planning, and consulting services to individuals, high-net-worth clients, charitable organizations, and business entities. The firm employs fundamental analysis and planning tools such as Monte Carlo simulations and efficient-frontier optimization to guide asset allocation and portfolio monitoring, often utilizing sub-advisors and institutional custodial platforms.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Cash flow / budgeting General tax planning
user avatar

Justin M

Series 66

Draper, UT

Financial Network Wealth Advisors LLC

Justin Mcintyre is a financial advisor with Financial Network Wealth Advisors LLC, holding a Series 66 designation and 11 years of industry experience. His prior work includes roles at Morgan Stanley, Goldman Sachs, and NPB Financial Group. Outside of advisory work, he owns and oversees an e-commerce business that sells wood-engraved products. Financial Network Wealth Advisors provides asset management, financial planning, and consulting services to individuals, high-net-worth clients, charitable organizations, and businesses. The firm employs fundamental analysis and planning tools to set and monitor asset allocations and frequently collaborates with sub-advisors to manage client portfolios.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Cash flow / budgeting General tax planning
user avatar

Justin H

Series 63, Series 65

Murray, UT

Financial Network Wealth Advisors LLC

Justin Hansen is an investment advisory representative at Financial Network Wealth Advisors LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has prior work experience at Key Bank and Goldman, Sachs & Co. Outside of his advisory role, Hansen serves as a defensive line football coach at Bingham High School. Financial Network Wealth Advisors provides discretionary and non-discretionary asset management, financial planning, and consulting services to individuals, high-net-worth clients, charitable organizations, and business entities. The firm employs fundamental analysis and planning tools such as Monte Carlo simulations and efficient-frontier optimization, often engaging sub-advisors and utilizing institutional custodial platforms to manage client portfolios.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Cash flow / budgeting General tax planning
user avatar

Kathleen W

Series 66

Murray, UT

Financial Network Wealth Advisors LLC

Kathleen Willham is a financial advisor at Financial Network Wealth Advisors LLC with one year of industry experience. She holds the Series 66 designation and has worked with K & J Wealth LLC, Cetera Wealth Services, LLC, and Plan 4 Wealth. Financial Network Wealth Advisors provides discretionary and non-discretionary asset management, financial planning, and consulting services to individuals, high-net-worth clients, charitable organizations, and business entities, also offering retirement plan advisory services. The firm employs fundamental analysis and planning tools such as Monte Carlo simulations and efficient-frontier optimization, often engaging sub-advisors to manage client accounts.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Cash flow / budgeting General tax planning
user avatar

Scott C

Series 63, Series 65

Murray, UT

Financial Network Wealth Advisors LLC

Scott Cheshire is an investment advisory representative with Financial Network Wealth Advisors LLC, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has worked with several firms including Cetera Wealth Services and Cetera Advisor Networks. Outside of advisory work, he is a member of the ENRG Layton Hills networking group, where he conducts weekly meetings and supports chapter growth. Financial Network Wealth Advisors provides discretionary and non-discretionary asset management, financial planning, and consulting services to individuals, high-net-worth clients, charitable organizations, and business entities. The firm combines fundamental analysis with advanced planning tools and often utilizes sub-advisors to manage client portfolios.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Cash flow / budgeting General tax planning
user avatar

Therese M

CFP®, Series 63

Murray, UT

Financial Network Wealth Advisors LLC

Therese Milad is a CFP® with 40 years of industry experience, currently serving as an investment advisory representative at Financial Network Wealth Advisors LLC. She has a long tenure in the financial services industry, including over two decades with Cetera Advisor Networks LLC and Cetera Wealth Services, LLC. Milad is active in community and professional organizations, including membership in the Rotary Club of Sugarhouse, UT, and participation on the Financial Planning Association’s pro bono committee, where she teaches financial planning to community groups. Financial Network Wealth Advisors provides discretionary and non-discretionary asset management, financial planning, and consulting services to individuals, high-net-worth clients, charitable organizations, and business entities. The firm employs fundamental analysis and planning tools such as Monte Carlo simulations and efficient-frontier optimization, often engaging sub-advisors to manage client assets and offering ERISA plan advisory services in a limited-scope 3(21) capacity.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Cash flow / budgeting General tax planning
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