Financial Life Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$21,022,136
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
51
25% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
51
HighAverage account size
$412,199
About
Financial Life Planning, LLC provides comprehensive financial planning, consulting, and discretionary and non‑discretionary portfolio management to individuals, families, small business owners, trusts, estates, and retirement plan participants. The firm manages roughly $23.2 million in client assets across a modest client base and offers services that include retirement needs analysis, pension lump‑sum versus annuity evaluations, college savings, tax‑minimization planning, and business succession planning.
The firm’s investment process is individualized and model‑based, with ongoing supervision and annual formal reviews; Monte Carlo simulations are used in some financial planning analyses to assess outcomes under uncertainty. Portfolios are diversified across equities, mutual funds, and ETFs and, when appropriate, may incorporate fixed and variable annuities and stock options for hedging or conservative strategies.
A distinctive element is that the firm’s advisers hold insurance producer licenses and, in limited cases, may sell life, disability, and long‑term care insurance for separate, commission‑based compensation, a practice the brochure identifies as a potential conflict of interest. The combination of fee‑based asset management with occasional insurance brokerage activity and specific services such as pension lump‑sum versus annuity decision support and employee benefit consulting is less common among peers of similar size.
Client services
Financial planning
Portfolio management
Expertise
College savings (529s, UTMA, etc.)
Business exit / sale strategy
Occupation focus
Founder/Business Owner
Fee options
Typically ranges from $1,200 to $6,000 depending on complexity and scope
$0 - $200,000: 1.30% annually $200,000 - $1,000,000: 0.90% annually $1,000,000 - $1,500,000: 0.85% annually $1,500,000 - $2,500,000: 0.60% annually $2,500,000 - $5,000,000: 0.45% annually $5,000,000 - $25,000,000: 0.40% annually
Insurance products sales commission (separate and customary compensation)
$250.00 per hour
Account minimum: $100,000 Fee-only: 0.40% to 1.30% annually based on tiered schedule
Main office location
Financial Life Planning, LLC
10,000 Lincoln Drive East, Suite 201
Marlton NJ 08053, United States
Number of offices
2
Most active in
Financial Life Planning, LLC has reported serving >5 clients in these states in the last 12 months.
New Jersey · Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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