Financial Life Planners
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$208,356,675
Total clients
298
23% high-net worth
Total advisors
4
of 7 employees
Firm size
Team
4-10 advisors or $500M+ in AUM
Average clients per advisor
75
Average account size
$699,183
About
Financial Life Planners is an SEC-registered independent investment adviser that provides ongoing investment management and financial planning to individuals (including high‑net‑worth clients), families, trusts, corporations, and qualified retirement plans. The firm’s four-advisor team manages roughly $208 million in discretionary assets for about 298 client relationships, a client-to-advisor ratio that is higher than many peer teams.
The firm combines fundamental and technical analysis with a tactically monitored, customized portfolio approach, primarily using low‑cost mutual funds, ETFs, and individual securities while seeking tax efficiency through asset location and rebalancing. Financial Life Planners also uses third‑party platforms (Pontera for held‑away accounts and rebalancing and ShareBuilder for 401(k) services) to implement allocation and operational tasks for retirement-plan and held‑away accounts.
Notable distinctions include an affiliated insurance agency (FLP Insurance Services, LLC) and advisors who are licensed insurance agents that may recommend and sell insurance products for commissions, a relationship disclosed in the brochure. The firm also acquired the accounts of a specialist referral source (Smarter Divorce Solutions) and discloses ongoing referral/contractual arrangements, and it absorbs certain third‑party platform costs within its advisory fee—practices that clients should consider when evaluating potential conflicts of interest.
Client services
Expertise
Occupation focus
Fee options
One-time fee ranging between $1,000 and $2,500 for stand-alone financial planning services
$0 - $99,999.99: 1.5% $100,000 - $249,999.99: 1.3% $250,000 - $499,999.99: 1.2% $500,000 - $1,999,999.99: 1.0% $2,000,000+: 0.75%
$250 per hour for stand-alone financial planning services
Account minimum: $500,000
Main office location
Financial Life Planners
2151 E Broadway, Suite 203
Tempe AZ 85282, United States
Number of offices
2
Most active in
Arizona · California · Florida · New Mexico · Oregon · Pennsylvania · Texas · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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