Financial Life Designs LLC

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Client assets under management

$37,726,459

Clients

41% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Very Low

Average account size

$967,345

About

Financial Life Designs LLC serves individual clients, including high-net-worth households, through fee-only financial planning and discretionary portfolio management. The firm manages roughly $38 million across a small client base and offers both comprehensive and modular planning engagements, retirement rollover guidance, and coordination with outside professionals to implement plan recommendations.

The firm’s process is planning-first, following a structured financial planning framework and using written investment policy guidance when requested. Portfolios are built from diversified allocations of equities, mutual funds/ETFs and fixed income, informed by both fundamental and technical analysis and by portfolio-construction tools such as modern portfolio theory and risk-adjusted measures; the firm typically operates with discretionary trading authority and conducts ongoing monitoring and annual reviews.

What is distinctive is the small advisory team with relatively high assets per client, which corresponds with a relationship-focused delivery model and separate, plan-specific billing for ongoing plan review (fees for those reviews may be waived if the firm also provides portfolio management). The firm is fee-only and receives certain custodial support and economic benefits from its custodian, a relationship the brochure discloses as a potential conflict of interest, and it leaves proxy voting decisions to clients rather than voting client proxies itself.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Retirement income strategy Wealth management Business succession planning

Fee options

Fixed

Flat fees for financial planning: $3,000 to $10,000 for comprehensive plans; Discovery meeting fee up to $500; Annual review fee $3,000 annually ($750 per quarter)

Percentage

$0 - $500,000: 1.50% annually $500,001 - $750,000: 1.25% annually $750,001 - $1,000,000: 1.00% annually $1,000,001+: 0.75% annually

Project-based

Up to $500 per hour for modular financial planning

Other

Account minimum: $250,000 minimum initial investment to open a managed portfolio account (may be waived or reduced) Fee-only: Fee-only registered investment advisor

Main office location

Financial Life Designs LLC

1540 International Parkway, Suite 2000

Lake Mary FL 32746, United States

Number of offices

Most active in

Florida

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook Website 407-590-9372

Advisors at this firm

Tyler J

Series 65

Lake Mary, FL

Financial Life Designs LLC

Tyler Jones is a financial advisor at Financial Life Designs LLC with a Series 65 designation and one year of industry experience. His prior work includes positions at Charles Perry Partners, Inc., F J Nugent & Associates, Inc., and the University of Central Florida. Outside of advising, he owns Guy Simple, a sole proprietorship focused on research and CAD design for outdoor products. Financial Life Designs LLC serves individual clients, including high-net-worth households, through fee-only financial planning and discretionary portfolio management. The firm follows a planning-first approach using diversified portfolios and ongoing monitoring, emphasizing a relationship-focused delivery model with a small advisory team.

General retirement planning Retirement income strategy Wealth management Business succession planning

Audrey J

CFP®, Series 63

Lake Mary, FL

Financial Life Designs LLC

Audrey Jones is a CFP® with 20 years of experience in financial advisory services. She has been with Financial Life Designs LLC since 2015 and previously worked at California Lutheran University and Bauerle Financial, Inc. Financial Life Designs LLC serves individual clients, including high-net-worth households, through fee-only financial planning and discretionary portfolio management. The firm follows a planning-first process with diversified portfolios and focuses on relationship-driven service for a small client base.

General retirement planning Retirement income strategy Wealth management Business succession planning

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