Financial Life Advisors

Financial Life Advisors provides comprehensive financial planning, consulting, and investment management to individuals, high‑net‑worth clients, and a variety of institutional entities. The seven‑advisor team manages approximately $366 million in client assets for about 207 clients and offers both planning engagements and fee‑based investment models.

Portfolios are designed to align with each client’s financial plan and are implemented using fundamental, technical, and cyclical analysis with strategies that can include long‑term holdings, shorter‑term trading, options, and margin where suitable. The firm generally serves clients on a discretionary basis, allows clients to impose written restrictions on their accounts, and conducts periodic account reviews to monitor suitability and performance.

Noteworthy aspects of the firm include a disclosed relationship with BlackRock, which provides research, model recommendations, and marketing support that may favor iShares ETFs and is identified as a material conflict of interest with mitigation options for clients. FLA also notes that some associated persons provide expert‑witness services for separate fees, has voluntarily subscribed to the Institute for the Fiduciary Standard’s Real Fiduciary™ Practices, and maintains legacy fee arrangements for certain preexisting clients while narrowing its service offerings (recently removing 401(k) consulting).