F
Financial Legacy Builders
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
1
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
1
Average account size
$0
About
Financial Legacy Builders provides comprehensive wealth management, financial planning, and limited-scope financial consulting for individuals and high‑net‑worth clients, using third‑party managers and model portfolios to implement client strategies. The firm operates on a fee‑only basis and reported $0 in assets under management as of December 31, 2025.
The firm’s investment approach emphasizes asset allocation and Modern Portfolio Theory, blending passive and active strategies and offering socially responsible investing on client request. It routinely uses model marketplaces and outside managers — including Altruist’s Model Marketplace, XYPN Invest, Schwab Model Portfolios, and the Castleview/aiAlpha platform — and generally provides discretionary management while permitting written client‑imposed restrictions and estate‑planning support through Trust & Will.
What distinguishes the firm from many peers is its combination of an insurance‑industry affiliation and a strong veteran focus: the firm’s principal is a licensed insurance agent and serves as a senior advisor to a life insurance agency (the brochure notes no commissionable product sales), and the firm’s principal operates multiple veteran‑oriented organizations and holds several military/veteran financial credentials. The brochure also highlights a broad set of non‑advisory business activities and specialized credentials (including a blockchain/digital‑assets designation and federal retirement credentials), which together create a mix of services and expertise not typical for similarly sized independent advisers.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Wealth management
Social Security optimization
Occupation focus
Military & Veterans
Founder/Business Owner
Demographic focus
Mid-Career Professionals
Fee options
Up to 1% of gross household income for Comprehensive Financial Plan
1.00% annually
$100 per hour for Financial Consulting services
Fee-only: Fee-only firm; no commissions or sales-related compensation
Main office location
Financial Legacy Builders
Fairborn OH, United States
Number of offices
1
Most active in
Financial Legacy Builders has reported serving >5 clients in these states in the last 12 months.
Ohio
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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