Financial Illumination Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
12
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
12
LowAverage account size
$0
About
The firm provides personalized financial planning and outsourced CFO services to high‑net‑worth individuals, trusts, family LLCs and partnerships, private foundations, family businesses, and other family‑related enterprises. Advice is gathered through in‑depth interviews and questionnaires and delivered in a comprehensive written plan; clients retain discretion over whether and how to implement recommendations.
As an outsourced CFO, the firm offers investment due diligence, illiquid investment tracking, third‑party services sourcing, estate‑planning coordination, philanthropy coordination, and other concierge financial services, and may recommend separate account managers for client consideration. The firm does not manage client assets, does not take custody or investment discretion, and provides ongoing monitoring with periodic review meetings at the client’s request.
Noteworthy distinctions include that the adviser is a licensed insurance agent who may receive commission compensation for insurance products, a disclosed potential conflict of interest. The firm also departs from typical independents by not providing portfolio management for individual clients and by not relying on percentage‑of‑AUM fee arrangements, focusing its work on high‑net‑worth and family‑entity engagements rather than on non‑HNW individual clients.
Client services
Financial planning
Selection of other advisers
Expertise
General retirement planning
Charitable giving & philanthropy
General estate planning guidance
Debt management
Cash flow / budgeting
Occupation focus
Founder/Business Owner
Fee options
Advisory professionals may receive commissions for sale of insurance products
Minimum fee: Generally requires a minimum fee of $10,000; minimum fee may be waived at firm's discretion Fee-only: Annual financial planning fee negotiated based on scope and complexity; billed quarterly in advance
Main office location
Financial Illumination Advisors, LLC
Chicago IL, United States
Number of offices
1
Most active in
Financial Illumination Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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