Financial Freedom Management LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$8,067,094
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
20
30% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
20
LowAverage account size
$403,355
About
Financial Freedom Management LLC is a fee-only registered investment adviser serving individuals (both non‑HNW and high‑net‑worth), trusts, estates, pension and profit‑sharing plans; the firm reports roughly $8.1 million in assets under management across about 20 client relationships. Its services include one‑time and fixed‑fee financial planning, consulting engagements, and ongoing comprehensive planning with investment management offered under asset‑based or monthly‑retainer arrangements.
The firm builds portfolios from low‑cost mutual funds and ETFs using asset allocation grounded in Modern Portfolio Theory, then applies a rules‑based quantitative active layer—including trend‑following exit/entry rules, periodic rebalancing and tax‑loss harvesting—to manage downside risk. Financial Freedom Management may implement strategies via model portfolios and, where appropriate, use leveraged exchange‑traded funds and custodian margin capabilities to add leverage to separately managed accounts, in addition to documenting client objectives in an Investment Policy Statement.
Distinctive features include a practice emphasis on special‑needs planning (including coordination with attorneys and estate planning to protect government benefits) and an ongoing public‑education effort that offers seminars and workshops to community, corporate and nonprofit groups. The firm operates with a single principal and small client roster, uses different custodial platforms for starter and larger accounts, and retains discretion to waive its stated $200,000 account minimum.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Consulting on trading strategies
Expertise
Planning for children with special needs
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Tax-loss harvesting
Fee options
Quick Start Fixed Fee: $1,200; Fixed Fees for financial plans between $1,200 and $7,200; One-time setup fee of $500 may be waived.
$0 - $40,000: 0.35% $40,000 - $100,000: 0.75% $100,000+: 0.90%
Between $150 and $250 per hour
Comprehensive Financial Planning and Investment Management service: $250 per month ($3,000 annually) retainer plus 1.25% fee on assets above $250,000
Account minimum: $200,000 Fee-only: Financial Freedom Management is strictly a fee-only registered investment advisory firm; no commissions are accepted.
Main office location
Financial Freedom Management LLC
Ramsey NJ, United States
Number of offices
1
Most active in
Financial Freedom Management LLC has reported serving >5 clients in these states in the last 12 months.
New Jersey · New York
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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