Financial Freedom for Dentists LLC

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Client assets under management

$103,807,000

Clients

136

42% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$763,287

About

Financial Freedom for Dentists LLC provides discretionary asset management, financial planning, variable annuity management, and retirement-plan services to individuals (including high‑net‑worth clients), corporations and plan sponsors. The firm also offers ERISA plan services and may act as a 3(38) investment manager for retirement plans, and manages client accounts through a custodian relationship it typically recommends with Charles Schwab.

FFD’s portfolio construction is guided by Modern Portfolio Theory and implemented primarily with mutual funds and ETFs to represent targeted asset classes; accounts are reviewed at least annually with quarterly rebalancing and consideration of tax‑loss harvesting. The firm operates on discretionary authority, documents client goals and allows client‑imposed investment restrictions, and provides regular account reporting through custodians.

Noteworthy items in the brochure include an emphasis on client education — FFD holds seminars and workshops for the public and provides complimentary virtual initial and ongoing staff retirement presentations for 401(k) clients — services the firm describes as educational rather than individualized advice. The firm also highlights niche features such as offering Pooled Employer Plan (PEP) options, ongoing variable‑annuity management (recently expanded to include fee‑based annuity management), and complimentary financial planning for clients with certain asset levels.

Client services

Financial planning Portfolio management Pension consulting Educational seminars or workshops

Occupation focus

Dentist

Fee options

Fixed

Fixed fee of $3,000 for financial plans; ongoing planning up to $900 per year

Percentage

$0 - $999,999: 1.00% annually $1,000,000 - $1,999,999: 0.90% annually $2,000,000 - $2,999,999: 0.80% annually $3,000,000 - $3,999,999: 0.70% annually $4,000,000 - $4,999,999: 0.60% annually $5,000,000 - $5,999,999: 0.50% annually $6,000,000 - $7,499,999: 0.40% annually $7,500,000 - $10,000,000: 0.30% annually $10,000,000+: 0.25% annually

Other

Fee-only: Fixed fee of $3,000 for financial plans, ongoing financial planning up to $900 per year; fees may be waived for clients with over $600,000 AUM

Main office location

Financial Freedom for Dentists LLC

34627 Se Swenson Dr., Suite 100

Snoqualmie WA 98065, United States

Number of offices

Most active in

Idaho · Montana · Oregon · Washington

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook Website 425-888-1911

Advisors at this firm

Nathan R

CFP®, Series 63, Series 65

Snoqualmie, WA

Financial Freedom for Dentists LLC

Nathan Ricks is a CFP® with 24 years of industry experience, currently serving at Financial Freedom for Dentists LLC since 2019. Prior to this, he worked for six years at Dental Wealth Advisors, LLC. Financial Freedom for Dentists LLC provides discretionary asset management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, and business entities, including ERISA 3(38) investment management for qualified retirement plans. The firm uses Modern Portfolio Theory in constructing portfolios primarily with mutual funds and ETFs, tailoring investment programs to clients’ goals, and offers educational seminars and specialized retirement-plan services for dental professionals.

Dentist

Loyd B

CFP®, Series 65

Snoqualmie, WA

Financial Freedom for Dentists LLC

Loyd Burleson is a CFP®-certified financial advisor with four years of industry experience, currently practicing at Financial Freedom for Dentists LLC. His prior work includes roles at Advanced Planning Educational Group, BANDER Investments, and experience outside finance at Costa Vida and Time Out Pizza. Financial Freedom for Dentists LLC provides discretionary asset management, financial planning, and retirement-plan advisory services primarily to individuals, high-net-worth clients, and business entities. The firm employs Modern Portfolio Theory using mutual funds and ETFs, offers ERISA 3(38) investment management, and provides educational seminars and specialized retirement-plan services for dental professionals.

Dentist

Christian S

Series 65

Snoqualmie, WA

Financial Freedom for Dentists LLC

Christian Sessions is a financial advisor at Financial Freedom for Dentists LLC in Snoqualmie, WA, holding a Series 65 designation with two years of industry experience. His prior work includes roles at Beehive Federal Credit Union and various other positions outside the financial sector. Financial Freedom for Dentists LLC provides discretionary asset management, financial planning, and retirement-plan advisory services primarily to individuals, high-net-worth clients, and business entities, with a specialization in dental professionals. The firm employs Modern Portfolio Theory using mutual funds and ETFs, offers ERISA 3(38) investment management, and conducts educational seminars and workshops without specific investment or tax advice.

Dentist

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