FINANCIAL FOCUS LLC

Barbara Williams is a CFP® with 43 years of experience in the financial services industry. She is a partner at Financial Focus LLC and has held roles at Osaic Wealth, Inc. and Securities America, Inc. Williams serves on the board of the Coastline Legacy Committee, which oversees outreach projects for a local church. Financial Focus LLC is a five-advisor team providing investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm utilizes model portfolios and discretionary asset management through the AssetMark platform, offering comprehensive financial plans and retirement-plan consulting services.

Jerrie Carli is a financial advisor with Financial Focus LLC based in Carlsbad, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Her prior roles include positions at National Planning Corp and Securities America, Inc. She also works as a fixed insurance agent, offering products such as disability, life, long-term care, and annuities. Financial Focus LLC serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with a team of five advisors managing approximately 516 accounts. The firm provides discretionary asset management primarily through model portfolios on the AssetMark platform, alongside financial planning, retirement-plan consulting, and fiduciary services.

Jay Hovis is a CFP® and holds a Series 66 license with nine years of industry experience. He is currently affiliated with Financial Focus LLC and Osaic Wealth, Inc., and has previously worked at Securities America, Inc. and Sagepoint Financial, Inc. Hovis also engages in insurance sales as a side business. Financial Focus LLC serves individuals, trusts, charitable organizations, businesses, and retirement plans with investment advisory and financial planning services. The firm uses model portfolios and discretionary asset management primarily through the AssetMark platform and offers retirement-plan consulting and fiduciary services with a wrap fee program that bundles management and transaction coverage.

Billie Cook is a financial advisor with FINANCIAL FOCUS LLC in Carlsbad, CA, holding a CFP® designation and Series 63 and 65 licenses, with 13 years of industry experience. Her prior roles include positions at Osaic Wealth, Inc., Securities America, Inc., and Sagepoint Financial Group. She serves on the Rules/Handicap Committee board at Crossings at Carlsbad Golf Club. Financial Focus LLC provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm manages discretionary asset portfolios primarily through the AssetMark platform and offers retirement-plan consulting and fiduciary services, including a wrap fee program using model portfolios.

Olivia Gliege is a CFP® and Series 66-licensed financial advisor with four years of industry experience. She currently serves at FINANCIAL FOCUS LLC and OSAIC Wealth, Inc. Prior to this, she held positions at Eiger Wealth Management, LLC and Charles Schwab. FINANCIAL FOCUS LLC is a five-advisor team providing investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm utilizes discretionary asset management through model portfolios and offers retirement-plan consulting and fiduciary services, including a wrap fee program that integrates management and transaction coverage.