Financial Excavation
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
2
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
2
Very LowAverage account size
$0
About
Financial Excavation is a fee-only independent advisory firm that provides comprehensive financial planning to individuals and high-net-worth individuals through both ongoing and project-based engagements. Typical planning topics include business planning, cash flow and debt management, college savings, retirement planning, estate and tax planning, insurance reviews, and investment analysis.
The firm delivers tailored written financial plans and recommendations informed by fundamental analysis and modern portfolio theory, but does not provide discretionary investment management or custody of client assets; clients are responsible for implementing investment recommendations. Advisors work with clients to identify risk tolerance, time horizon, and goals, accommodate reasonable client-imposed restrictions, and perform periodic reviews or updates as part of ongoing engagements.
Noteworthy differences from many peers include an active educational offering—public and organizational seminars and the Financial Excavator workshops (virtual or in-person) on topics such as budgeting, debt management, investing basics, and retirement options—and an intentionally small, newly formed practice led by a sole principal with a limited client base. The firm is explicitly fee-only (no commissions or percentage-of-AUM fees), discloses an unrelated outside business activity, and maintains an online presence including LinkedIn and a YouTube channel.
Client services
Financial planning
Educational seminars or workshops
Expertise
Business sale tax planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General estate planning guidance
Retirement income strategy
Fee options
Fixed fees for project-based financial planning range from $1,000 to $8,000; fixed monthly or quarterly fees for ongoing financial planning range from $100 to $1,000 per month
Hourly rate of $300 for project-based financial planning
Recurring fixed fees for ongoing financial planning paid monthly or quarterly, ranging from $100 to $1,000 per month
Minimum fee: Initial fee ranging from $500 to $4,000 for ongoing financial planning Fee-only: Fees are paid as fixed fees or hourly rates; no commissions or performance fees
Main office location
Financial Excavation
Mckinney TX, United States
Number of offices
1
Most active in
Financial Excavation has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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