Financial Engineering LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$437,000
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
3
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
3
Average account size
$145,667
About
Financial Engineering, LLC works with individuals, families, high-net-worth clients, business owners, and pension/retirement plans to provide comprehensive financial planning, retirement-plan consulting, and portfolio management. The firm also offers tax preparation, bookkeeping, and CFO-style accounting services alongside its advisory work and may place insurance and annuity products through an affiliated company.
The firm generally emphasizes passive investment management and uses outside managers for portfolio implementation, with a primarily non‑discretionary relationship that requires client authorization before trades. It also acts as a co-adviser for an online retirement-advice platform (Plan Confidence™), develops investment policy statements and model allocation portfolios for plans, and applies fundamental analysis for specific securities when requested.
What is distinctive for a solo independent adviser is the combination of registered accounting credentials and plan‑fiduciary expertise with an affiliated insurance/annuity distribution channel, including the potential to receive commissions through the affiliated firm. Financial Engineering, LLC also provides pension consulting and participant education services, and regularly offers educational seminars and paid speaking engagements — services that are less common among peers of its size.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Expertise
General retirement planning
College savings (529s, UTMA, etc.)
Debt management
Business ownership considerations
Occupation focus
Founder/Business Owner
Retired
Fee options
Financial Planning fixed fee ranging from $1,500 and upward; seminar fees from free to $10,000 per seminar or up to $100 per participant; speaking engagement fees from free to $10,000 per day plus travel expenses
$0 - $250,000: 1.15% $250,001 - $500,000: 1.05% $500,001 - $1,000,000: 1.00% $1,000,001 - $1,750,000: 0.90% $1,750,001 - $2,750,000: 0.75% $2,750,001 - $5,000,000: 0.70% $5,000,001+: 0.60% (negotiable)
Insurance products commissions through affiliated entity Financial Strategies, LLC
Financial Planning hourly fee between $250 and $450 per hour
Ongoing financial planning monthly fees ranging from $120 to $260 per month; Plan Confidence™ monthly fees from $30 to $800 per account
Fee-only: Comprehensive Financial Planning fixed fees starting at $1,500; Financial Planning fixed fees range $1,500 and up; hourly fees $250 to $450 per hour; ongoing monthly planning fees $120 to $260 per month depending on plan
Main office location
Financial Engineering LLC
Sparta NJ, United States
Number of offices
1
Most active in
Financial Engineering LLC has reported serving >5 clients in these states in the last 12 months.
New Jersey
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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