Financial Directions LLC

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Client assets under management

$737,846,215

Clients

2,488

6% high-net worth

Advisors

of 3 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

829

Very High

Average account size

$296,562

About

Financial Directions LLC provides ongoing discretionary investment supervisory services and individual portfolio management to individuals, high-net-worth clients, and small business owners. The firm reports managing $737,846,215 across roughly 2,488 client accounts.

Investment decisions are made on an individualized discretionary basis using fundamental, technical, and cyclical analysis and may include exchange-listed securities, mutual funds/ETFs, fixed income, and selective alternative or private offerings for qualified investors. The firm typically charges percentage-of-AUM fees (with retainer options), custodies assets primarily through Fidelity and American Funds, and relies on custodian statements rather than internally prepared performance reports.

What is notable for a team RIA is the firm’s scale relative to its advisor count: three listed advisors oversee an unusually large client base and asset pool, implying a high client load per advisor and high AUM per advisor compared with peers. Despite that scale, the firm maintains individualized discretionary management, uses direct quarterly fee debits and standing letters of authorization for asset movements, and discloses an auxiliary tax-preparation service by a staff member that was scheduled to end with the 2026 filing season.

Client services

Portfolio management

Expertise

Private / alternative investments

Occupation focus

Founder/Business Owner

Fee options

Fixed

$100 - $15,000 per year retainer depending on assets under retainer, negotiable above $3,000,000

Percentage

$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.6% - 1.00% > $3,000,000+: 0.5% - Negotiable > $5,000,000+: Negotiable

Main office location

Financial Directions LLC

1228 East Prince Road

Tucson AZ 85719, United States

Number of offices

Most active in

Arizona · California · Colorado · New Mexico · North Carolina · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook Website 520-408-7777

Advisors at this firm

Mary C

Series 63, Series 65

Tucson, AZ

Financial Directions LLC

Mary Cherba is a financial advisor at Financial Directions LLC with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Retirement Plan Solutions, LLC, and Triad Advisors, Inc. She also prepares individual tax returns for a select group of advisory clients. Financial Directions LLC provides discretionary investment supervisory services and individual portfolio management primarily for individuals, high-net-worth clients, and small business owners, using a personalized approach that emphasizes asset allocation tailored to each client.

Private / alternative investments Founder/Business Owner

Stanton S

Series 63, Series 65

Tucson, AZ

Financial Directions LLC

Stanton Spackeen is a financial advisor at Financial Directions LLC in Tucson, AZ, holding Series 63 and Series 65 designations with 39 years of industry experience. He has been with Financial Directions since 1998. Financial Directions LLC provides discretionary investment supervisory services and individual portfolio management to individuals, high-net-worth clients, and small business owners. The firm employs a personalized investment approach that integrates fundamental, technical, and cyclical analysis, focusing on asset allocation tailored to each client rather than model portfolios.

Private / alternative investments Founder/Business Owner

Christopher H

Series 63, Series 65

Tucson, AZ

Financial Directions LLC

Christopher Hambacher is a financial advisor with Financial Directions LLC in Tucson, AZ, holding Series 63 and Series 65 designations and 15 years of industry experience. He has been associated with both Financial Directions and Triad Advisors since 2009. Financial Directions LLC provides discretionary investment supervisory services and individual portfolio management primarily to individuals, high-net-worth clients, and small business owners. The firm employs a personalized investment approach that integrates fundamental, technical, and cyclical analysis with mutual fund and ETF evaluation, managing assets on a discretionary basis with a focus on tailored asset allocation.

Private / alternative investments Founder/Business Owner

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