Financial Decisions, LLC

Kimberly Ruscigno is a Series 65-credentialed financial advisor with eight years of industry experience. She has been with Financial Decisions, LLC since 2018 and previously worked at Financial Decisions from 2015 to 2018. Financial Decisions, LLC provides discretionary and non-discretionary investment advisory services along with financial planning and consulting to individuals, high-net-worth clients, retirement plans, corporations, business entities, and charitable organizations. The firm emphasizes documented client objectives and ongoing portfolio management, operating across five offices with a small team managing approximately $321 million in assets.

Kenneth Gutwillig is a financial advisor with Financial Decisions, LLC, holding a Series 63 designation and 23 years of industry experience. He has worked at Financial Decisions since 2016 and has prior experience with Penn Mutual Life Insurance Company and Hornor Townsend & Kent. Outside of advisory work, he is involved in insurance brokerage activities, including sales and service for multiple carriers. Financial Decisions, LLC provides discretionary and non-discretionary investment advisory services and financial planning to individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations. The firm manages portfolios using a range of investment vehicles and employs ongoing monitoring and rebalancing, operating with a multi-office structure and a relatively small advisor team.

Florence Dupont is a CFP® professional with 29 years of industry experience. She has worked at Financial Decisions, LLC since 2016 and previously at Hornor, Townsend & Kent, Inc. for 16 years. Dupont also serves as an officer for two charitable foundations, New Dawn Foundation and Mentoring Tree Foundation. Financial Decisions, LLC provides discretionary and non-discretionary investment advisory services along with financial planning to individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations. The firm manages a diverse asset base through a multi-office structure while maintaining a small advisor team.

Krystina Brown is a CFP® professional with six years of experience at Financial Decisions, LLC, where she has worked since 2012. She is based in Fair Lawn, NJ, and is part of a four-advisor team. Financial Decisions, LLC offers discretionary and non-discretionary investment advisory services and financial planning to individuals, high-net-worth clients, retirement plans, corporations, business entities, and charitable organizations. The firm employs a multi-office structure with a small advisor team and manages approximately $321 million in assets, providing ongoing portfolio management and the use of various investment vehicles including mutual funds, ETFs, individual equities, and private investment funds.