Financial Counseling Associates, Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$96,850,000
Clients
125
18% high-net worth
Advisors
2
of 2 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Clients per advisor
63
TypicalAverage account size
$774,800
About
Financial Counseling Associates provides investment advisory and financial planning services to individuals (including high‑net‑worth and non‑HNW clients), as well as trusts, small businesses, retirement plans and foundations. The firm manages roughly $103.5 million for about 125 clients and advises on mutual funds, exchange‑traded funds, stocks, bonds, CDs and, when appropriate, options.
The firm operates as a fiduciary and, for most assets, has discretionary authority to implement investment decisions; its typical approach emphasizes diversified portfolios, no‑load and low‑transaction investments, and quarterly account reviews. Advisors aim to limit frequent trading and commonly implement trades in block orders across client accounts to seek more consistent execution and to control costs and tax effects.
Notable features for a small, two‑advisor firm include maintaining multiple offices while serving a relatively large client base and using a team‑based, horizontal structure. One investment professional holds the CERTIFIED FINANCIAL PLANNER™ credential and a Series 65 license, the firm relies on third‑party research (including Litman Gregory funds, for which it receives disclosed discounts), and it generally avoids commission‑based products and performance‑based fees.
Client services
Expertise
Occupation focus
Fee options
$0 - $2,000,000: 1% annually $2,000,001+: 0.5% annually
Most active in
Colorado · Florida · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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