Financial Concepts

Sawyer Brown is a Series 65-licensed financial advisor at Financial Concepts with two years of industry experience. Prior to joining Financial Concepts, he held positions at Mississippi State University, Caring Transitions of GTR, East Mississippi Community College, Sleepmade, and Caledonia High School. Financial Concepts provides discretionary investment supervisory services, financial planning, and pension consulting to a diverse client base including individuals, charitable organizations, and small businesses. The firm employs a buy-and-hold equity investment approach complemented by behavior coaching and utilizes third-party platforms such as SEI for portfolio management.

Scott Ferguson is a financial advisor with Financial Concepts in Columbus, MS, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked at Financial Concepts since 2012, with a brief period at National Planning Corporation from 2015 to 2017. Ferguson serves as board president of the United Way of Lowndes County. Financial Concepts provides discretionary investment supervisory services, financial planning, and pension consulting to individuals, charitable organizations, and small businesses. The firm emphasizes a buy-and-hold equity strategy to address inflation risk and incorporates behavior coaching to discourage market timing, managing portfolios primarily through mutual funds and SEI model allocations.

Kristen Elsmore is a Series 65-licensed financial advisor with Financial Concepts in Columbus, MS, where she has worked since 2020. She has six years of industry experience, including prior roles at Mississippi University for Women, Lake Lowndes State Park, and New Hope High School. Financial Concepts provides discretionary investment supervisory services, financial planning, and pension consulting to a diverse client base including individuals, charitable organizations, and small businesses. The firm employs a buy-and-hold equity investment philosophy and utilizes third-party platforms such as the SEI Asset Allocation Program to manage over 3,000 clients with a team of three advisors.

Felice Olmos is a Series 65-licensed financial advisor with two years of industry experience, currently serving at Financial Concepts in Columbus, MS. Prior to her current role, she worked at Nicholas Air and United Exchange Corp. Financial Concepts provides discretionary investment supervisory services, financial planning, and pension consulting to a diverse client base including individuals, charitable organizations, and small businesses. The firm employs a buy-and-hold equity strategy supported by behavior coaching and utilizes third-party platforms such as SEI to manage over 3,000 clients with a small advisory team.