Financial Benefits, Inc. logo

Financial Benefits, Inc.

Updated today

Client assets under management

$0

Clients

6

0% high-net worth

Advisors

3

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

2

Very Low

Average account size

$0

About

Financial Benefits, Inc. provides integrated financial planning services to individuals, trusts, estates, and businesses, including retirement, tax, college, budget, and estate planning as well as business continuation and employee benefit consulting. The firm also offers estate planning document preparation and periodically updates those documents under separate engagements, with quoted fixed-fee ranges for common will- and trust-based plans.

Investment management is provided through an affiliation with Cambridge Investment Research Advisors, and the brochure states that, as of 12/31/2025, client assets were managed through that affiliation. Financial Benefits does not hold client funds or securities itself and requires custody by third-party custodians, with securities transactions executed through Cambridge and established clearing firms.

The firm’s advisors are licensed to sell insurance and disclose that they may receive commissions for insurance or securities sales, a potential conflict that is disclosed to clients and left to client acceptance. Financial Benefits also describes most financial planning engagements as non-ongoing unless a maintenance contract is established, and it discloses that the firm does not carry firm-level professional liability insurance while individual representatives do and can provide proof upon request.

Client services

Financial planning

Expertise

General retirement planning College savings (529s, UTMA, etc.) Tax strategies for small businesses Business ownership considerations

Occupation focus

Founder/Business Owner

Fee options

Commissions

May recommend investment products that pay commissions; advisors may sell securities and insurance for sales commissions.

Other

Fee-only: Fixed fees quoted in advance based on complexity and level of service; e.g., estate planning document fees range from $500-$700 for wills and $750-$900 for trusts. Fees are negotiable.

Main office location

Financial Benefits, Inc.

3500 N. Rock Road, Bldg 300

Wichita KS 67226, United States

Number of offices

1

Most active in

Kansas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

John E

Series 63, Series 65

Wichita, KS

Financial Benefits, Inc.

John Edgar is a financial advisor with Cambridge Investment Research Advisors in Wichita, KS, holding Series 63 and Series 65 licenses and 25 years of industry experience. Prior to joining Cambridge, he worked at Ameriprise and its affiliates for 11 years. He serves as a board member and volunteer for the YMCA Child Care and Camp in Wichita. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing various account platforms and third-party strategists.

General retirement planning College savings (529s, UTMA, etc.) Tax strategies for small businesses Business ownership considerations Founder/Business Owner
user avatar

Nicholas O

CFP®, Series 66

Wichita, KS

Financial Benefits, Inc.

Nicholas Oglesby is a CFP® with 20 years of industry experience, currently serving as an advisor at Financial Benefits, Inc. He has worked with Cambridge Investment Research Advisors since 2018 and has prior experience at MetLife Securities and Wealth Conductor. Outside of his advisory work, he facilitates educational series for The Fathers House in Hutchinson, KS. Financial Benefits, Inc. is a small financial planning firm that serves individuals, trusts, estates, corporations, charitable organizations, and retirement plans. The firm offers personal and business financial planning as well as estate document preparation, providing services on a fixed or negotiated fee basis while investment management is handled through an affiliation with Cambridge Investment Research Advisors.

General retirement planning College savings (529s, UTMA, etc.) Tax strategies for small businesses Business ownership considerations Founder/Business Owner
user avatar

Richard S

CFP®, Series 63, Series 65

Wichita, KS

Financial Benefits, Inc.

Richard Stumpf is a CFP® with 39 years of experience in financial advising. He is affiliated with Financial Benefits, Inc. and has worked with Cambridge Investment Research and Cambridge Investment Research Advisors for over two decades. Outside of advising, he is an independent insurance agent for multiple companies. Financial Benefits, Inc. is a small, state-registered financial planning firm serving individuals, trusts, estates, corporations, charitable organizations, and retirement plans. The firm offers personal and business financial planning as well as estate-document preparation, operating with a small client roster and providing services on a fixed, quoted, or negotiated fee basis.

General retirement planning College savings (529s, UTMA, etc.) Tax strategies for small businesses Business ownership considerations Founder/Business Owner
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