Financial Architects, LLC

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Client assets under management

$199,150,091

Clients

100

61% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Low

Average account size

$1,991,501

About

Financial Architects serves individuals, trusts, estates, and charitable organizations, providing comprehensive financial planning, discretionary portfolio management, and project-based consulting. The firm typically develops a client-specific Financial Profile and Investment Plan that it implements on an ongoing basis, and it also delivers standalone written financial plans and consulting engagements.

Investment decision-making is grounded in academic research: portfolios are implemented primarily with low-cost mutual funds and ETFs, with deliberate factor tilts toward value and momentum and an intentional bias to smaller-company exposure for added diversification. Portfolios emphasize broad diversification and low turnover, may include modest allocations to alternatives and TIPS, and use opportunistic tax-loss harvesting while acknowledging the potential for tracking error versus common benchmarks.

Noteworthy aspects of the firm include a compact three-advisor team managing roughly $199 million for about 100 clients and a practice design that commonly links ongoing portfolio management to an initial planning engagement. The firm manages all assets on a discretionary basis, treats cash as part of its fixed-income allocation (including cash in reported assets under management), provides non-investment consulting and industry training through senior staff, and does not vote proxies for client securities.

Client services

Financial planning Portfolio management

Expertise

Passive / index investing Factor investing / smart beta Tax-loss harvesting Wealth management

Fee options

Fixed

Typically $6,000 for comprehensive financial planning services (may vary based on complexity)

Percentage

$0 - $2,000,000: 1.00% annually $2,000,001+: 0.50% annually

Project-based

$500 per hour for general consulting services

Other

Account minimum: $2,000,000

Main office location

Financial Architects, LLC

302 Creekstone Ridge

Woodstock GA 30188, United States

Number of offices

Most active in

Florida · Georgia · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Website 770-517-8160

Advisors at this firm

Anitha R

CFP®

Woodstock, GA

Financial Architects, LLC

Anitha Rao is a CFP® professional with 15 years of experience in financial advising. She has been with Financial Architects, LLC since 2005. Financial Architects serves individuals, trusts, estates, and charitable organizations, offering comprehensive financial planning, discretionary portfolio management, and project-based consulting. The firm’s investment approach emphasizes academic research and long-term strategic asset allocation, using primarily low-cost mutual funds and ETFs with factor tilts and modest alternative allocations.

Passive / index investing Factor investing / smart beta Tax-loss harvesting Wealth management

David H

CFP®, CFA®, ChFC®, Series 63, Series 65

Woodstock, GA

Financial Architects, LLC

David Hultstrom is a financial advisor at Financial Architects, LLC in Woodstock, GA, with 23 years of industry experience. He holds the CFP®, CFA®, and ChFC® designations and has been with Financial Architects since 2005. Financial Architects serves individuals, trusts, estates, and charitable organizations, providing comprehensive financial planning, discretionary portfolio management, and project-based consulting. The firm’s investment approach is grounded in academic research and long-term strategic asset allocation, utilizing low-cost mutual funds and ETFs with factor tilts and modest alternative allocations.

Passive / index investing Factor investing / smart beta Tax-loss harvesting Wealth management

Kaitlyn B

CFP®

Woodstock, GA

Financial Architects, LLC

Kaitlyn Barnes is a CFP® professional with nine years at Financial Architects, LLC and a total of four years in the financial industry. She previously worked at Suntrust Bank and Kennesaw State University. Financial Architects serves individuals, trusts, estates, and charitable organizations, providing comprehensive financial planning, discretionary portfolio management, and project-based consulting. The firm’s investment approach is based on academic research and long-term strategic asset allocation, utilizing low-cost mutual funds and ETFs with factor tilts and modest alternative exposures.

Passive / index investing Factor investing / smart beta Tax-loss harvesting Wealth management

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