F
Financial Advisory Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
21
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
21
Average account size
$0
About
The firm provides comprehensive financial planning for middle‑income individuals, with a primary focus on retirement and education funding. It recommends portfolios of no‑load mutual funds and provides advice without selling financial products.
The advisor uses the Harold R. Evensky Investment Attitudes Survey and Morningstar research to frame risk tolerance and select mutual funds and 529 plans, emphasizing conservative, long‑term planning, emergency savings and RMD preparedness. Clients receive a mutually agreed Investment Policy Statement and regular written reporting, and the advisor reviews accounts two to four times per year while maintaining no trading authorization or custody of client assets.
Compared with peers, the firm does not provide portfolio management for individual accounts and does not charge fees based on a percentage of assets under management. The practice serves a small, predominantly long‑term client roster, conducts business remotely with out‑of‑state clients, accepts new clients primarily by referral, and expects clients to implement and maintain their own investment accounts and records.
Client services
Financial planning
Fee options
$75/hour
Minimum fee: Minimum project fee of $300 Fee-only: Fee-only planner, charges $75/hour
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
Financial Advisory Services
Gaysville VT, United States
Number of offices
1
Forms ADV
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