Financial Advice Center

Financial Advice Center, LLC provides fee-only, modular financial planning and investment advice to individuals and families, covering cash‑flow and debt management, risk management, college and retirement planning, estate and tax planning, asset allocation, and investment selection. The firm typically engages clients on an hourly or flat‑fee project basis and defines scope and deliverables during a complimentary initial consultation.

FAC works through a defined planning process: gathering current financial information, preparing written analyses and scenario modeling, and delivering a recommendations report with an action list; initial engagements conclude after the recommendations meeting with limited follow‑up and the option to re‑engage for ongoing services. Its investment guidance emphasizes passive strategies—diversification, cost control, risk management, and tax minimization—and the firm does not provide discretionary investment management or custody of client assets.

Compared with many firms in its regulatory peer set, FAC is notable for serving individual (non‑high‑net‑worth) clients while not reporting assets under management and for relying on hourly/flat‑fee planning rather than percentage‑of‑AUM billing. The principal’s background combines decades in institutional investing and investment banking with professional credentials (CFP®, CAIA, RICP®); the firm does not accept third‑party compensation and discloses no disciplinary history.