Fifth Pointe
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
Fifth Pointe provides financial planning, financial consulting, ongoing portfolio management and algorithm-driven robo-advisory services to a broad mix of clients, including individuals, high‑net‑worth clients, trusts and estates, corporate pension and profit‑sharing plans, charitable organizations, foundations, endowments, corporations, and small businesses. The firm also offers insurance and mortgage products and conducts seminars and educational events as part of its service offerings.
The firm constructs client‑specific Investment Policy Statements and uses both fundamental and technical analysis to inform portfolio selection and monitoring, while also leveraging an online robo‑advisory interface for algorithmic allocations. It states that it does not have discretionary authority over accounts as filed, and it employs a third‑party order management system to implement tax‑efficient allocations and rebalancing for held‑away retirement assets.
What distinguishes Fifth Pointe from many peers is the combination of institutional and charitable client types with an affiliated insurance agency and licensed mortgage activity, for which advisers may receive commissions — a disclosed potential conflict of interest. The firm is newly formed, operates with a single advisory principal and no reported assets under management, and supplements traditional advisory services with fee‑based seminars and pension consulting, along with directed brokerage and third‑party held‑away account tools.
Client services
Financial planning
Portfolio management
Pension consulting
Educational seminars or workshops
Expertise
Wealth management
Retirement plans for business owners (SEP, solo 401k)
Cash flow / budgeting
Life insurance needs analysis
Occupation focus
Founder/Business Owner
Fee options
Fixed fees ranging from $500 - $10,000 for financial planning and consulting depending on complexity
$0 - $250,000: 2.00% $250,001 - $500,000: 1.75% $500,001 - $750,000: 1.50% $750,001 - $1,000,000: 1.25% $1,000,001+: 1.00%
Usual and customary commissions on insurance products and mortgage loans
Negotiable hourly fee between $50 - $300 per hour for financial planning and consulting services
Most active in
Fifth Pointe has reported serving >5 clients in these states in the last 12 months.
Maryland · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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