Fiduciary Counselling Inc

Devon Sandhu is a CFA® charterholder with two years of industry experience. He is currently with Fiduciary Counselling, Inc., where he has worked since 2023, following a seven-year tenure at Advanced Capital Group. Fiduciary Counselling, Inc. serves individuals, trusts, charitable organizations, corporations, and related entities, providing investment advisory, accounting, tax, estate planning, and administrative services. The firm employs asset allocation and modern portfolio theory to build model portfolios and conducts manager due diligence, with a notable structure that includes common ownership with a private trust company and subadvisory roles for registered investment companies and private funds.

Patrick Carotenuto is a CFP®-certified financial advisor at Fiduciary Counselling Inc. in St. Paul, MN, with six years of industry experience. His prior roles include positions at Carlson Family Office, UBS Financial Services Inc., and The Vanguard Group. Fiduciary Counselling Inc. serves individuals, trusts, charitable organizations, corporations, and related family entities, offering investment advisory, accounting, tax, estate planning, trust, and administrative services. The firm employs asset-allocation strategies based on modern portfolio theory and manages portfolios through both discretionary and non-discretionary approaches, supported by its unique structure involving a private trust company and subadvisory relationships.

Justin Larson is a CFP® professional with over a decade of experience in financial services, currently serving at Fiduciary Counselling, Inc. He has held positions at Huntington National Bank, Bank of America, and Alerus Financial. Larson’s career includes multiple tenures at Fiduciary Counselling, Inc., where he has been since 2024 and previously from 2012 to 2017. Fiduciary Counselling, Inc. provides comprehensive advisory and administrative services to individuals, trusts, charitable organizations, corporations, and related family entities. The firm employs investment strategies based on modern portfolio theory and offers discretionary and non-discretionary management alongside accounting, tax, estate planning, and trust administration.

John Keolker is a CFP® professional with 21 years of industry experience, currently serving at Fiduciary Counselling, Inc. since 2010. He is based in Tacoma, WA. Fiduciary Counselling, Inc. provides investment advisory and administrative services to individuals, trusts, charitable organizations, corporations, and family-related entities. The firm employs a structured investment approach using asset allocation, modern portfolio theory, and both registered and private investment vehicles, supported by due diligence and portfolio management activities.

Michael Clancey is a CFA® charterholder and holds a Series 63 license, with two years of industry experience. He has worked at Fiduciary Counselling, Inc. since 2023, following roles at the Minnesota State Board of Investment and Portico Benefit Services. Fiduciary Counselling, Inc. provides investment advisory and administrative services to individuals, trusts, charitable organizations, corporations, and related family entities. The firm uses written investment policy statements and model portfolios based on modern portfolio theory, offering both discretionary and non-discretionary portfolio management alongside tax, estate, and trust administration services.

Jeffrey Tolzin is a CERTIFIED FINANCIAL PLANNER™ professional with 12 years of industry experience, currently serving at Fiduciary Counselling Inc. in St. Paul, MN. He has been with Fiduciary Counselling Inc. since 1988, contributing over three decades to the firm. Fiduciary Counselling Inc. provides advisory and administrative services to individuals, trusts, charitable organizations, corporations, and related entities, including a registered investment adviser and a registered investment company. The firm employs asset allocation and modern portfolio theory to implement client portfolios through both discretionary and non-discretionary investment management, supported by integrated accounting, tax, estate planning, and trust administration services.

Thomas Walsh is a CFP® professional with nine years of industry experience, currently serving at Fiduciary Counselling Inc. in St. Paul, MN. He is part of a firm with a long-standing presence since 1990 and a team of 18 advisors. Fiduciary Counselling Inc. provides investment advisory services to individuals, trusts, charitable organizations, corporations, and related family entities, offering both discretionary and non-discretionary portfolio management alongside accounting, tax, estate planning, and administrative services. The firm utilizes modern portfolio theory and a combination of registered and private investment vehicles, supported by integrated trust company services and subadvisory relationships.

Jaclyn Roof is a CFP® and holds a Series 65 license with five years of industry experience. She is currently with Fiduciary Counselling Inc. in Tacoma, WA, where she has worked since 2022. Her prior experience includes roles at Laird Norton Tyee Asset Strategies, LLC and Fisher Investments. Fiduciary Counselling Inc. provides investment advisory and administrative services to individuals—including high-net-worth clients—trusts, charitable organizations, corporations, and related entities. The firm employs model portfolios based on modern portfolio theory and conducts manager due diligence, offering both discretionary and non-discretionary investment management alongside comprehensive estate, tax, and trust administration.

Meaghan Brassey is a CFP® professional with seven years of experience at Fiduciary Counselling, Inc. in Tacoma, WA, where she has worked continuously since 2015. Outside of her advisory role, she assists with financial recordkeeping for her husband’s self-employed novelist activities. Fiduciary Counselling, Inc. provides investment advisory and administrative services to a range of clients, including high-net-worth individuals, trusts, charitable organizations, and family entities. The firm employs written investment policy statements and model portfolios based on modern portfolio theory and offers integrated services such as accounting, tax, estate planning, and trust administration.

Karen Rau is a financial advisor at Fiduciary Counselling Inc. in St. Paul, MN, with 26 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Fiduciary Counselling Inc. since 2016, following prior roles at Fifth Third Securities and Fifth Third Bank from 2013 to 2016. Fiduciary Counselling Inc. serves individuals, trusts, charitable organizations, corporations, and family-related entities, offering investment advisory services alongside accounting, tax, estate planning, and trust administration. The firm employs asset-allocation strategies based on modern portfolio theory and provides comprehensive portfolio management, including manager due diligence and tax-loss harvesting.

Liddy Achter is a financial advisor at Fiduciary Counselling Inc. with 20 years of industry experience. She holds the Series 66 designation and previously worked at BMO Harris Financial Advisors, Inc. for eight years before joining her current firm in 2020. Fiduciary Counselling Inc. serves individuals, trusts, charitable organizations, corporations, and family-related entities, offering both discretionary and non-discretionary investment advisory services alongside accounting, tax, estate planning, and administrative support. The firm utilizes written investment policy statements and model portfolios based on asset allocation and capital market assumptions, and it maintains unique relationships with affiliated trust and investment management companies.

Andrew Lang is a CFA® charterholder with 12 years of industry experience, currently serving as an advisor at Fiduciary Counselling Inc. in St. Paul, MN. He has been with Fiduciary Counselling Inc. since 2010. Fiduciary Counselling, Inc. provides advisory services to individuals, trusts, charitable organizations, corporations, and family-related entities. The firm uses written investment policy statements and model portfolios based on asset allocation and capital market assumptions, integrating modern portfolio theory with a mix of registered and private investment vehicles.

Christian Nielsen is a CFA® charterholder with 12 years of industry experience. He has been with Fiduciary Counselling Inc. since 2011. The firm advises individuals, trusts, charitable organizations, corporations, and related entities, offering investment advisory services alongside accounting, tax, estate planning, and administrative support. Fiduciary Counselling implements client portfolios based on asset allocation and capital market assumptions, conducting manager due diligence and portfolio administration while maintaining close relationships with affiliated trust and investment companies.

John Oberg is a CFP® professional with 12 years of industry experience, currently serving at Fiduciary Counselling Inc. in St. Paul, MN. He has been with Fiduciary Counselling Inc. since 1992. Fiduciary Counselling Inc. advises individuals, trusts, charitable organizations, corporations, and related entities, providing investment advisory services alongside accounting, tax, estate planning, trust and charitable administration, and various administrative offerings. The firm employs a structured investment approach based on written policy statements, asset allocation, and capital market assumptions, and operates in conjunction with affiliated trust and investment management companies.

Sean Deichert is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Fiduciary Counselling, Inc. He has 10 years of industry experience, with prior roles at LPL Financial, Cetera, and Bell State Bank & Trust. Fiduciary Counselling, Inc. provides advisory services to individuals, trusts, charitable organizations, corporations, and family-related entities, offering investment management alongside accounting, tax, estate planning, trust, and administrative services. The firm employs a disciplined investment approach based on asset allocation and modern portfolio theory, managing portfolios through both discretionary and non-discretionary strategies.