FIDENT Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$55,317,604
Total clients
86
20% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
86
Average account size
$643,228
About
Fident Financial provides fee‑only financial planning and discretionary investment management to individuals, high‑net‑worth clients, and business entities, and also advises employer‑sponsored retirement plans. In addition to standard portfolio management and AUM‑based billing, the firm offers project‑focused and comprehensive planning engagements tailored to client needs.
The firm emphasizes passive portfolio construction using low‑cost index mutual funds and ETFs, with supplemental factor exposures such as value, momentum, and smaller‑capitalization tilts. Fident operates under a stated fiduciary standard and integrates financial planning into its investment oversight, offering both limited‑term fixed‑fee projects and an ongoing subscription model for continuous access and plan monitoring.
What is distinctive is the firm’s pension consulting program and its participant‑focused “microplanning” service, which pairs plan‑level advisory and fund selection work for sponsors with 30‑minute, one‑on‑one meetings for employees held twice a year. Fident is fee‑only and unaffiliated with product sellers, and it combines plan education, performance monitoring, and individualized microplanning for participants—an offering that is less common among similarly sized independent advisers.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
General retirement planning
Income planning
College savings (529s, UTMA, etc.)
Cash flow / budgeting
Business ownership considerations
Fee options
Initial financial planning fixed fee ranges from $3,000 to $6,500, negotiable; pension consulting base fee $3,500 plus $100 per participant annually.
$0 - $250,000: 1.00% $250,001 - $500,000: 0.90% $500,001 - $750,000: 0.80% $750,001 - $1,000,000: 0.70% $1,000,001 - $1,250,000: 0.60% $1,250,001+: 0.50%
Account minimum: $6,000/year minimum annual fee for ongoing comprehensive financial planning clients Minimum fee: Ongoing comprehensive financial planning has a minimum annual fee of $6,000/year, billed monthly at $500/month, which may be reduced by investment management fees. Fee-only: Financial planning fees: Initial fixed fee ranging from $3,000 to $6,500; ongoing comprehensive planning minimum $6,000/year.
Main office location
FIDENT Financial, LLC
Lancaster PA, United States
Number of offices
1
Most active in
FIDENT Financial, LLC has reported serving >5 clients in these states in the last 12 months.
Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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