Fiat Wealth Management

Fiat Wealth Management provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, retirement and pension consulting (including investment policy statement preparation and participant education), access to estate-planning services through a third‑party platform, and integrated tax and insurance planning as part of its advisory work.

Portfolio management is delivered primarily on a discretionary basis using model portfolios developed in‑house, by sub‑advisers, or by third‑party model providers, with ongoing supervision, rebalancing, and client reviews at least annually. Fiat Wealth employs a range of strategies—including direct indexing, ETFs (including defined‑outcome/buffer ETFs), structured notes, options, and alternative investments where appropriate—and uses tax planning software (Holistiplan) and AI‑assisted tools for analysis and meeting transcriptions (clients may opt out of recordings).

The firm has a controlling ownership interest in an affiliated accounting and tax preparation practice (Fiat Tax, PLLC) and is affiliated with an insurance agency (Fiat Insurance Services, LLC), and the brochure discloses reciprocal referrals and potential conflicts of interest while noting clients are not required to use affiliates. Fiat Wealth also provides non‑investment services such as business coaching for industry professionals and states it may act as an ERISA fiduciary for certain retirement plan engagements, features that are less common among peer multi‑team advisors.